This section of our website provides articles and papers on
various insurance topics, written by our experts at Rhodes &
Williams Insurance Brokers. It is our job to help make sure
you understand your insurance needs, but the only way we can do
that is by working with you to understand and protect what you have
worked so hard to achieve.
This section of our website offers information on a wide range
of insurance topics, from your business insurance needs to all your
personal insurance requirements, and even some information on
protecting yourself in other ways.
Commercial Insurance Primer Whitepaper Part #2 - Commercial Property Insurance
May 11, 2011
Presented here is a brief overview of some of the
major types of Commercial Insurance. It includes a simple
discussion on Commercial Liability and Property Insurance, and does
not constitute insurance advice. This is not intended to be a
description of coverage, and does not include details...
Commercial Insurance Primer Whitepaper Part #1 - Liability Insurance
April 28, 2011
Presented here is a brief overview of some of the
major types of Commercial Insurance. It includes a simple
discussion on Commercial Liability and Property Insurance, and does
not constitute insurance advice. This is not intended to be a
description of coverage, and does not include details...
Director & Officer Insurance White Paper
April 18, 2011
Disclaimer: Presented here is a brief overview of
some of the different types of Directors & Officers Commercial
Insurance policies. It includes a simple discussion on the
subject and does not constitute insurance advice. This is not
intended to be a description of coverage, and does n...
Car Insurance Myths
March 10, 2011
Whether you are a newly licensed driver or not, you likely have
heard myths about car insurance.
Do you Know which ones are true and which ones aren't? Do you
know what colour of car costs the most to insure? Any idea how much
that parking ticket is going to increase your insurance bill next
ye...
Understanding Insurance Risks of Contracts
March 1, 2011
As a business
owner, you probably deal with contracts almost ever day. Are you
aware of the clauses or conditions that are related to insurance?
Did you know that failure to comply with the conditions could be
detrimental to you and your business' financial well being? We can
help! Watch this vi...
Insure Your Home to Value
February 11, 2011
Your home will be
one of your largest investments and assets! Do you know what the
right limit to insure it for is? Do you truly understand what
replacement cost means (It is not what you can sell your house for
or what it is appraised at for tax purposes)? Watch this video to
learn more about h...
Home Renovations
June 14, 2010
Your home is probably one of the most valuable assets
you own and making renovations to your house can be a very
exciting time. Although your house may be properly insured under
normal circumstances, your risks change when it becomes a
construction site. Make sure you are protected if...
A Guide to Help Prevent Fire Damage
December 30, 2009
Fire Damage in your home can be costly and emotionally
devastating. The damage caused by the flames and smoke can
destroy a lifetime of memories in a matter of minutes. Taking
steps to prevent such a disaster will help save your belongings,
costly repairs to your house and could pote...
Wrap-Up Insurance: Saving You Time & Money on Large Construction Projects
By: Darren O'Connell - Contractor/Construction Insurance Broker
Specialist
Rhodes & Williams Insurance Brokers
Large construction projects present many difficulties because of
increasing costs, lack of control, and rising litigation. Ensuring
all of these issues are addressed while ob...
How Can I Reduce the Risk in My Business?
A risk management program is the best way to systematically
reduce the impact of risk.
An experienced commercial insurance broker knows
how to identify and manage many of the risk factors in your
business and translate that knowledge into a cost effective risk
management program. There are...
Credit Insurance - Worth Considering for Your Business?
Credit insurance is an interesting product that is receiving a
lot of talk and becoming a product of interest for many
companies.
Most companies extend credit terms to their customers, so that
payment can be made after their products have been sold. Credit
insurance protects you against un...
Senior-Living Insurance – Insurance for Establishments for Our Seniors
Operating a retirement residence or senior living complex offers
unique challenges. You want to:
Provide your residents with facilities, services and activities
that make their quality of living comfortable and enjoyable
Ensure the safety of residents, staff and guests
Provide the best ...
Safety and Insurance for Retirement Residences
by: Michel
Beauregard - Senior Living Insurance Specialist
Rhodes & Williams Insurance Brokers
Operating a retirement residence places a great deal of
responsibility on the shoulders of those we trust to look after our
elderly. You do everything in your power to protect those who are
und...
Cottage Insurance
Ever wonder why the traffic is backed up every Friday after
work?
People are heading to their cottages for the weekend. For many
cottage owners this is the weekly routine from May until September.
Often cottage owners have turned their weekend retreat into their
second home, complete with all t...
Trucking Insurance
Trucking companies are exposed to a wide variety of risks on a
daily basis. These can range from small fender-benders to more
serious, tragic, and often multi-million dollar situations
involving serious injuries and fatalities. These daily exposures
can be managed and handled by having strong co...
Rental Car Insurance Coverage: Are you Covered?
If you have rental car coverage on your automobile insurance
policy, and you go and rent a U-Haul cargo van or pick-up truck -
are you covered? What do you think?
This is not an easy question and is misunderstood by most. The
safest route is to talk to your insurance broker before assuming
anyt...
Tax Savings for Home Improvements
There are many comments, articles, and stories about the
temporary Home Renovation Tax Credit (HRTC). The basic explanation
is that the federal budget offers a 15 percent non-refundable tax
credit for certain renovations costs incurred between January 27th
2009 and February 1, 2010.
So, if ther...
Employment Practice Liability Insurance
By: Lonny
Lessard - Account Executive
As its name implies, Employment Practices Liability Insurance
(EPL) insures against liability arising from employment practices.
This is a relatively new form of insurance that provides protection
for an employer against claims made by current, former or po...
Business Interruption Insurance
By: Stacey Mandigo - Account Manager
Rhodes & Williams Insurance Brokers
Business owners naturally hope, perhaps even assume, that their
company will never be faced with a sudden stoppage. You go to your
office one morning and find your office has been flooded or you've
had a fire or there...