Rental Car Insurance Coverage: Are you Covered?

If you have rental car coverage on your automobile insurance policy, and you go and rent a U-Haul cargo van or pick-up truck – are…

Credit Insurance – Worth Considering for Your Business?

Credit insurance is an interesting product that is receiving a lot of talk and becoming a product of interest for many companies. Most companies extend…

A Guide to Help Prevent Fire Damage

Fire Damage in your home can be costly and emotionally devastating. The damage caused by the flames and smoke can destroy a lifetime of memories…

The Benefits of Using an Insurance Broker

Whether you’re looking for a basic car insurance policy or a complete suite of business insurance coverage for your business, you need to find the…

Director & Officer Insurance White Paper

Disclaimer: Presented here is a brief overview of some of the different types of Directors & Officers business insurance policies. It includes a simple discussion…

Business Insurance Primer Whitepaper Part #2 – Commercial Property Insurance

Presented here is a brief overview of some of the major types of business insurance. It includes a simple discussion on Commercial Liability and Property…

Seven tips for Business Owners – Dealing with the Media

This article also appeared in a section called “Risky Business” at ourhometown.ca (Your online Community Hub for Cornwall, Stormont, Dundas & Glengarry) There are few…

Cyber Insurance – Would Your Business Survive a Data Security Breach?

Presented here is a brief discussion on Cyber Insurance , one type of business insurance, and does not constitute insurance advice. This is not intended…

Employment Practice Liability Insurance

By: Lonny Lessard – Account Executive As its name implies, Employment Practices Liability Insurance (EPL) insures against liability arising from employment practices. This is a…

How Can I Reduce the Risk in My Business?

A risk management program is the best way to systematically reduce the impact of risk. An experienced business insurance broker knows how to identify and…

Wrap-Up Insurance: Saving You Time & Money on Large Construction Projects

By: Darren O’Connell – Contractor/Construction Insurance Broker Specialist Rhodes & Williams Insurance Brokers Large construction projects present many difficulties because of increasing costs, lack of…

Personal Information Policy and Procedure Handbook

This handbook, from the Insurance Brokers Association of Canada, includes useful information to help you make sense of the federal Personal Information Protection and Electronic…

Code of Consumer Rights and Responsibilities

Insurance companies, along with the insurance brokers and agents who sell home insurance, car insurance, and business insurance, are committed to safeguarding your rights when…

Senior-Living Insurance – Insurance for Establishments for Our Seniors

Operating a retirement residence or senior living complex offers unique challenges. You want to: Provide your residents with facilities, services and activities that make their…

Safety and Insurance for Retirement Residences

by: Michel Beauregard – Senior Living Insurance Specialist Rhodes & Williams Insurance Brokers Operating a retirement residence places a great deal of responsibility on the…

Business Insurance Primer Whitepaper Part #1 – Liability Insurance

Presented here is a brief overview of some of the major types of business insurance. It includes a simple discussion on Commercial Liability and Property…

Cottage Insurance

Ever wonder why the traffic is backed up every Friday after work? People are heading to their cottages for the weekend. For many cottage owners…

Tax Savings for Home Improvements

There are many comments, articles, and stories about the temporary Home Renovation Tax Credit (HRTC). The basic explanation is that the federal budget offers a…

Business Interruption Insurance

By: Stacey Mandigo – Account Manager Rhodes & Williams Insurance Brokers Business owners naturally hope, perhaps even assume, that their company will never be faced…

Tips to Help You Prepare for Winter

“Winter is Coming” is not only the motto for House Stark of HBO’s medieval fantasy series, Game of Thrones; these three words are enough to…

Spring Thaw

Spring is on the way, protect your home during the thaw! Do you feel the temperature rising? Do you hear the birds chirping? Are you…

Tips to Save Money and Energy This winter

There were some extremely cold days this year ─ obviously we have to stay warm. Here are a few tips to have your heat running,…

Auto Insurance in Ontario Changes June 1, 2016

Your Auto Insurance Benefits are CHANGING June 1, 2016 As of June 1, 2016, the Ontario government has introduced changes to automobile insurance coverage to…

Properly Insuring your Aviation Business

If you operate a flight school, airport, charter flight business or you’re an FBO, you require aviation insurance. Aviation insurance includes many options and your…

Introduction to Changes in the Auto Insurance Reform 2016

Due to recent changes to auto insurance in Ontario, it’s the perfect time to reassess the policy you haven’t thought about in years. Your insurance…

Auto Insurance Reform 2016 – A Case Study

I have been putting out a lot of information regarding the car insurance change in Ontario, which will affect you on the first renewal of…

Car Insurance Reform 2016 – What does this mean to Car Insurance Clients?

To help stabilize car insurance rates, The Ontario Government has implemented changes to auto insurance. Several measures are aimed at reducing fraud and abuse of…

Ontario Auto Accident Benefit Details

Providing More Choice to Consumers: What You Need to Know About Changes to Auto Insurance in Ontario: The Details The Ontario government is introducing reforms…

How the Car Repair Process Works

If you’ve never been in a car accident, you may not know what happens when you bring your car to a repair shop. We’ll walk…

Bicycle Safety Tips

Cycling is a fun and healthy activity that provides you with an inexpensive way to get around and explore. It’s good for the environment and…

10 Things Drivers Should Know About Motorcycles

There are approximately 708,700 motorcyclists are back on Canadian roads since the start of the warmer weather. With the increase in motorcycle traffic, it’s a…

Top 10 Best Cars for Students Going Back-to-School

With the new school year soon approaching, many students and parents are considering the transportation needs of getting to class, home and various other activities….

E-Signatures

What Are E-Signatures? An electronic signature, or e-signature, is like an electronic ‘fingerprint’ in the form of a coded message. E-signatures, like handwritten signatures are…

How Close is Too Close When Driving Behind Someone?

We’ve all been there. Keeping a safe distance behind the driver ahead of you, only to be tailgated by someone behind you. You say to…

The Crazy Fisherman Insurance Clause

Written by: Heather Bonadie Do you have the “Crazy Fisherman Insurance Clause”? This is definitely not a clause you will find written in any “official”…

Oh…and I Have to Remember to Call and Cancel My Boat Insurance

ME: WHAT?!? Why are you cancelling? CLIENT: Well, it’s the fall and I can’t use my boat in the winter Just because your boat isn’t…

Do it for the Safety or Do it for the Savings – Just Do It!

When shopping for winter tires, it is important to look for a tire that displays the Three-Peak Mountain Snowflake Symbol (Also referred to as the…

Locked Vehicle Warranty

Twice over the last couple of months, we have had clients vans, trucks or trailers broken in to and tools stolen. Well, “Broken in to”…

IBC Releases 2016 Top 10 Stolen Vehicles in Ontario List

Since 2003, the Insurance Board of Canada has produced an annual top 10 stolen vehicles in Canada list. IBC also reports on the top 10…

Did Spring Come Early – Pothole Season

Well, based on the bumpy ride of late, you might think that Spring had come early…. But unfortunately it is just Mother Nature playing a…

The Ottawa Boat Show is Right Around the Corner

Updated: Feb, 15 2018 The Ottawa Boat Show is right around the corner. And like every year, many people are going to go and dream…

Spring Forward ─ A Fire Safety Reminder

Health and safety agencies often use the approach of Daylight Saving Time to remind people to change the batteries in their smoke alarms. The Canadian…

Ontario’s Drive Clean Testing Fee Eliminated

Starting April 1, 2017, Ontario will eliminate the initial Drive Clean testing fee at registration renewal for vehicles seven years old. The province will cover…

Raising Money for the Canadian Cancer Society

The Rhodes Runners are back again for another year! The team from Rhodes & Williams are participating in the Relay for Life, raising money for…

Sometimes Things are just Better Apart!

Sometimes things are better together: Peanut Butter and… Milk and… Turkey and… Well you get the idea. But other times things are better apart: Peanut…

National Denim Day in Support of the CURE Foundation for Breast Cancer

Breast cancer is the most frequently diagnosed cancer in Canadian women, accounting for 30% of all cases. According to the Canadian Cancer Society, an estimated…

When It Rains, It Pours

Once it starts to rain, and the water is starting to accumulate and seep into your house, it’s a little too late to start thinking…

Your Auto Insurance Benefits are CHANGING June 1, 2016

As of June 1, 2016, the Ontario government has introduced changes to automobile insurance coverage to help make insurance premiums more affordable. The changes only…

Rhodes & Williams Raises Money for the Relay for Life – Canadian Cancer Society Marathon

Rhodes Runners (Top: Mary Raymond, Terri Chapman, Erin Murphy, Sara Raymond, Amanda Laverdure, Brandon Fripp, Alanna Higgins, Nick Sevenhuysen, Lucas Lesperance. Bottom: Christine Haapala, Jesse…

Navigational Limits

We have been waiting a long time for the nice weather to arrive and hopefully we are turning a corner on all of this rain…

Partnering with Gore Mutual to Help Cystic Fibrosis Canada

As part of their 150 Ways campaign, Gore Mutual donated $5,000 to Cystic Fibrosis Canada. As many know, Cystic Fibrosis Canada has been a charity…

12th Annual Marsha Morton Golf Tournament in Support of Cystic Fibrosis

The 12th annual Marsha Morton Memorial Golf Tournament will be held on Friday, August 25, 2017 at the Pineview Golf Course. This tournament is presented…

Before, During and After a Tornado

Did you know that (after the United States) Canada gets more tornadoes than any other country in the world? Much more powerful than your typical…

Personal Insurance that Fits your Lifestyle

Change The same way that caterpillars become butterflies, children become adults. Change is a part of life for all living things no matter the circumstances….

E-Bonding ─ A Paperless Solution to Construction Surety Bonds

In keeping with the growing trend toward automation, the construction, surety and insurance broker industries continue to explore the use of technology. The capability to…

Off to University or College? Insurance Class is in Session

Books – ✔ Pencils – ✔ Laptop – ✔ Insurance – …………??? When students leave home to attend school, there are a lot of things…

Representations and Warranties Insurance

Mergers and Acquisitions. The headlines are full of them. A recent check of the Financial Post online showed close to 30 articles about active business…

Representations and Warranties Insurance – The Buyer’s Advantage

The number of Representations and Warranties insurance policies sold has increased sevenfold in the past five years. More and more companies involved in M&A deals…

Representations and Warranties Insurance – The Seller’s Advantage

The number of Representations and Warranties insurance policies sold has increased sevenfold in the past five years. More and more companies involved in M&A deals…

You Could Be at Risk of a Data Breach

As you’ve probably heard, Equifax, a leading credit reporting company, reported a data breach event that potentially impacts 143 million North American consumers. Equifax Canada…

Don’t Ask, Don’t Tell ─ Pay Big!

Disclose All Licensed Drivers in the Household to Ensure Your Car Insurance Will Cover You When You Need It Most! Sometimes the saying goes, “If…

Rhodes & Williams Insurance Brokers Finalist for Outstanding Philanthropy & Community Service Award in the 2017 Insurance Business Awards

Ottawa, Ontario — Nov 1, 2017 – Rhodes & Williams Insurance Brokers announced today that it has been selected as a Finalist for Outstanding Philanthropy…

Flooding & Home Insurance: 5 Key Questions Answered

The environment is changing – temperatures are on the rise impacting weather conditions everywhere. We only need to turn on our TV each week to…

Business Insurance to Protect Your Online Sales

It always astounds me in conversation with small or home-based business owners, the number who feel that business insurance may not be necessary. I truly…

Operation Christmas Child 2017

Employees at Rhodes & Williams once again participated in the Operation Christmas Child Campaign put on by Samaritan’s Purse. Employees filled shoeboxes with hygiene items,…

Insurance Clauses – Part 1

Insurance is not always at the top of everyone’s priority list. We get it. We are constantly reviewing the insurance portion of lease agreements, Master…

Canada’s Most Stolen Vehicles in 2017

Every year, the Insurance Bureau of Canada releases a list of the most stolen vehicles in each province and Canada as a whole. “Between 2015…

Planning a trip this March break?

With your vacation right around the corner, you’re busy preparing everything that goes along with taking off to a sunny destination; getting the whole family…

Spring Driving Tips

  It’s that time again ─ Spring is finally here! But is your automobile ready for the warm weather? Your Spring Auto To Do List:…

Free Renter Insurance

I know it sounds too good to be true! Here’s the bad news ─ it is technically not true. We cannot give you tenant insurance…

Free Renter Insurance Pt. 2

So – refer to Part #1: Growing up is Expensive! – Can I get Free Renter’s insurance? to remind yourself of Mark’s situation.  It is…

Insurance Tips for Newlyweds

So, you’ve tied the knot and thrown the bouquet, and now you’re ready to make it official…by taking care of your “just married” paperwork, that…

How Cyber Insurance Can Protect your Company from Breaches

Everything you wanted to know about Cyber Liability and Privacy Breaches but didn’t ask because you were locked out of your computer. Almost every day…

Cyber Liability and Privacy Breach ─ What is My Exposure?

There are many moving parts when reviewing Cyber Liability Insurance and Privacy Breach. There are two main components of risk that your business may be…

A Paperless Solution to Construction Surety Bonds

E-Bonding In keeping with the growing trend toward automation, the construction, surety and broker industries are continuing to explore the use of technology to enhance…

OPP Release Sobering Stats Ahead of Victoria Day Long Weekend

As the Victoria Day long weekend approaches, the OPP are sharing some sobering statistics. Provincial Police say they recorded 48 motorcyclist deaths last year, a…

The Green Energy Insurance Market

With high consumer demand for clean energy and plenty of government incentives available to assist green energy companies, the number of Canadian businesses playing in…

Home Improvements That Could Lower the Cost of Your Insurance

If you’re thinking about making some home improvements this year, why not choose projects that could help you save on home insurance? Here are five premium-reducing upgrade…

Sinkhole, in Ottawa? How would Insurance Work?

Remember that every situation is unique so you should talk to your insurance broker for more information. Let’s use a hypothetical situation and say a…

A Step-by-Step Guide to Opening Your Cottage for the Summer

If you have a cottage, it’s about time to open it up and prepare for another summer of beach days and campfire nights. Check these…

Redblacks Ticket Giveaway

Contest closes Wednesday, June 20th at 2:34 pm. Contest is Now Closed. Winner will be randomly selected and contacted. Thanks for participating! Rules/Disclaimer: This promotion is open…

Your Guide to Safe Summer Biking

Biking is a great way to get around town, save money on gas, and get some exercise. While you likely learned to ride a bike…

Redblacks Canadian Armed Forces Night Ticket Giveaway

The Ottawa Redblacksticket giveaway contest closes Wednesday, July 11th at 2:34 pm. The contest is now closed. Winner will be randomly selected and contacted. Thanks for participating!…

Before, During, and After a Windstorm

Did you know that an estimated 50% of Economical home insurance claims related to wind damage happen in the summer? Strong, gusty winds can do…

Lions and Tigers and Cyber Insurance

Oftentimes, sales strategies in insurance can be based on fear tactics. It is unintentional, but insurance is by its very nature, there to protect you…

A Room-By-Room Look at What Renters Insurance Could Do For You

We know what you’re thinking. I can’t afford to buy insurance. I’m already paying rent and have enough expenses to cover each month. But how much…

Renters Insurance: What is it and Who Needs it?

One of the most common myths about insurance is that renters just don’t need it, plain and simple. Your landlord has insurance, so you’re covered,…

Redblacks Labour Day Weekend Ticket Giveaway

New Redblacks giveaway contest We’re giving away tickets to the Redblacks game again. This time it’s the Ottawa Redblacks vs. Montreal Alouettes on Friday August…

10 Best Back-to-School Cars for Students

With the new school year approaching, many students and parents are considering the transportation needs of getting to class, home and various other activities. To…

Tornado in Ottawa ─ How Does this Affect You?

Tornado warnings have been a common sight and sound this Summer. If you’ve seen pictures or video of this natural disaster, you know tornadoes are…

Protecting Your Business Under New Data Breach Rules

Starting November 1, 2018, new rules coming into effect mean that any Canadian company which suffers a breach of personal information will be required to…

Thinking of Starting a Home-Based Business?

A home-based business is any business where the primary office is located in the owner’s home. They don’t have to own the property, but they…

Insurance Fraud 101: How to Steer Clear of Staged Car Accidents

Picture this: You’re waiting to pull out of a parking lot, but traffic isn’t letting up. Finally, someone slows down and waves you through, so you…

Emergency Aid for Ottawa-Gatineau Region Tornado Victims

Samaritan’s Purse considers it a privilege to serve alongside emergency responders. “It’s in the top two or three traumatic events that have affected our city…

Redblacks October Ticket Giveaway

We’re giving away tickets to the Redblacks game again. This time it’s the Ottawa Redblacks vs. the Hamilton Tiger-Cats on Friday October 19th, 2018. Fun Fact:…

Redblacks Final Regular Season Game Ticket Giveaway

We’re giving away two pairs of tickets to the final Redblacks regular season game of the year. This time it’s the Ottawa Redblacks vs. the Toronto…

Giving Tuesday

The opening day of the giving season The term “Black Friday” usually designates the Friday following American Thanksgiving and it’s usually dedicated to shopping in retail…

Winter Tire 101

It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough, to say the least….

Car Insurance Impact of 2018 Ontario Economic Outlook

Yesterday, The Government of Ontario released their Fall Statement – 2018 Ontario Economic Outlook and Fiscal Review. This 174 page document obviously covers a lot…

Ottawa Senators November Ticket Giveaway

We’re giving away a pair of tickets (with parking) to the Ottawa Senators vs. the New York Rangers on Thursday November 29th, 2018 at 7:30 pm. To…

80% of Canadian Drivers Believe Winter Tires Saved Them from a Potentially Hazardous Driving Situation

Eighty per cent of winter tire owners believe driving a vehicle equipped with winter tires has saved them from being involved in a potentially hazardous…

Canada’s Top 10 Stolen Vehicles in 2018

The Insurance Bureau of Canada (IBC) released its annual list of Canada’s most frequently stolen vehicles, which is compiled using data from its members across…

Does the Auto Insurance System in Ontario Need to Change?

This is the question currently being contemplated by the Ontario government.  They are inviting drivers and consumers to share their views on how to lower…

10 Essential Safety Tips for Snowmobilers

  If you snowmobile, that dusting of fresh powder outside may be calling your name — but it’s important to keep safety in mind to…

How to Keep That Dammed Ice Off Your Roof

Those glistening icicles hanging from your roof may give your home that quaint, wintery look you’ve come to love, but they could also be trying…

Why Are My Insurance Rates Going Up?

5 Reasons why…and what you can do about it If you have been asking yourself, “Why are my rates going up?” lately, you’re not alone. …

Insuring your Diamond Rings and Fancy Things

Chocolate, flowers, and jewelry are some of the most common gifts given each Valentine’s Day. Jewelry tends to be one the biggest seller for this…

Does Insurance Cover Flooding? Is it Considered an Act of God?

I asked  Twitter if anyone had real estate questions that they would like answered.  One question was:  “What is covered and what is not covered when…

Damaged Tree Replacement Grant

Did last years tornadoes destroy your trees? Residents in the Ottawa-Gatineau region can now get grants to replace their damaged trees from last year’s tornadoes.Tree…

A Car Crashed in to My House – Who Pays?

The Headline at CBC news Ottawa reads, “SUV narrowly misses man — in his living room”. Picture it in your mind….. You are sitting on…

What Information Do I Need to Provide When Making a Home Insurance Claim?

Dealing with an emergency at home is never easy, whether it’s a fire, break-in, or flood. Thankfully, your home insurance policy is there to protect…

Ontario Government Activates Disaster Recovery Assistance to Support Residents in the Ottawa River Area

May 7, 2019 11:00 A.M. TORONTO – Our government is acting swiftly and notifying the municipalities of Ottawa, Clarence-Rockland, Champlain and Alfred and Plantagenet that…

15 Items Your Home Insurance Might Not Cover

You count on your home insurance to protect you when you need it most — and when you’re dealing with an emergency, the last thing…

Top Reasons For Car Insurance Rate Increases

Some factors are beyond your control Even if you’ve had no tickets, no accidents, and no claims, you could see higher premiums than you might…

Top Reasons For Home Insurance Rate Increases

There are many factors to consider Even if you’re a model customer with no claims, other reasons beyond your control could be pushing your premium…

Tornado / Windstorm Coverage and FAQ’s

With the Ottawa area having just experienced its second tornado event in the past 10 months, the obvious question on everyone’s mind is, “Will my…

Ottawa Redblacks 2019 Home Opener Ticket Giveaway

Redblacks ticket giveaway contest We’re giving away tickets to the Ottawa Redblacks 2019 home opener against the Saskatchewan Roughriders on Thursday, June 20th 2019 at…

How to Prepare for More Severe Weather

It’s no secret that climate change is leading to more frequent and more severe weather events and catastrophes around the world. Here in Canada, some…

How to Insure Your Backyard Wedding

There’s a lot to think about when you’re planning a wedding — especially when you’re hosting it yourself. From choosing the right chair rental service…

Ottawa Redblacks vs Calgary Stampeders Ticket Giveaway

Redblacks Ticket Giveaway Contest We’re giving away tickets to the Ottawa Redblacks vs Calgary Stampeders game on Thursday, July 25th 2019 at 7:00 pm. Fun…

How to Choose the Right Tenant Insurance Limits

One of the most common myths about insurance is that renters don’t need it. Your landlord has insurance, so you’re covered, too…right? Unfortunately, this isn’t…

Can I Let Someone Else Drive My Car?

Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class…

How To Prevent Flood Damage in Your Home

When water ends up where it doesn’t belong, it can do a good deal of damage — but many homeowners don’t think about preventing water…

Ottawa Redblacks vs BC Lions Ticket Giveaway

Redblacks Ticket Giveaway Contest We’re giving away tickets to the Ottawa Redblacks vs BC Lions game. It takes place on Saturday September 21st, 2019 at…

Sump Pump 101

When it comes to preventing flooding in your home, sump pumps are among the most valuable tools at your disposal, especially during heavy rainfalls or snowmelt season. Learn how sump pumps work and how you can keep yours flowing smoothly all year long.

Cyber Breach Coach

Today’s world moves so quickly and we need all the help we can get! Trying to lose weight, maybe you need a diet or health coach? Working on accelerating business results… maybe you need a business coach?
But, what about a Cyber Breach Coach?

Ottawa Senators Vs. New York Islanders Ticket Giveaway

Ottawa Senators Ticket Giveaway Contest We’re giving away a pair of tickets worth $230 to the Ottawa Senators vs. New York Islanders game on Friday,…

Ottawa Redblacks vs Montreal Alouettes Ticket Giveaway

Redblacks Ticket Giveaway Contest We’re giving away tickets to the Ottawa Redblacks vs Montreal Alouettes game. It takes place on Friday, November 1st, 2019 at…

Canada’s Top 10 Stolen Vehicles in 2019

The Insurance Bureau of Canada (IBC) released its annual list of Canada’s most frequently stolen vehicles, which is compiled using data from its members across the country. No surprise the Ford F-Series trucks topped the list again. These light- and medium-duty trucks are popular with auto thieves across Canada.

New Compensation Rules for Delayed Flights

Have plans to fly this holiday season? Canadians can relax knowing they will receive compensation up to $1,000 if things go awry and their flight is…

Rhodes & Williams Group of Companies Merge with Jarrett Thompson Insurance and Financial Services Inc.

The Rhodes & Williams Group of Companies have announced that Jarrett Thompson Insurance and Financial Services Inc. has decided to merge with the Group, effective…

Rhodes & Williams’ Chosen Charities Receive Cash Donations

ExcelHr is a company that we work with from time to time to fill some of our staffing needs. Last year, they celebrated 30 years in business…

Maybe buying insurance should take longer than 10 minutes

You’re busy. Between work, family and a never-ending to-do list, there’s not much time left to research and buy insurance. So how much time should…

What to do if you are in a car accident – 6 pieces of critical information

I recently saw this tweet from Kim Gardner and despite her being an Anaheim Ducks fan, I decided to help ; Young or old, it…

7 things to know about dealing with tow trucks

You have just had an accident and you are stuck on the side of the road.  Thankfully, no one was hurt and you just have…

Value Over Price

Price is always on our minds, and the first thing a prospect often wants to know is how much insurance is going to cost them….

What happens if your vehicle is damaged by a pothole?

Most drivers are familiar with the unique sense of dread that sets in immediately after hitting a really bad pothole. It might also come with…

Here For You ─ Information About COVID-19

We are here to help our customers in good times and be resilient in bad times. As we all face uncertainty, our priority is to…

5 simple steps to securing your remote employees

As remote working has become standard practice, employees are working from anywhere and using any device they can to get the job done. That means…

Coping with Loneliness During Self-Isolation

The recent outbreak and rapid spread of COVID-19 has a lot of people self-isolating. While necessary to curb the spread of the disease, self-isolation can…

What does a ‘hard market’ mean for insurance customers?

If you have home or car insurance (or if you’ve recently been shopping for insurance), you may have heard that the Canadian insurance industry is…

How using or growing cannabis could affect your insurance

Since recreational cannabis use was legalized in Canada in October 2018, a lot of questions have popped up about how using or growing marijuana could…

COVID-19: How to help in your community

If you’re feeling a little overwhelmed in the midst of the ever-changing COVID-19 pandemic, remember how empowering it can be to reach out and help…

7 Steps to Arranging Car Insurance When Moving from Out-of-Province

One of the requirements of registering a vehicle in Ontario is that you have proof of insurance. Here’s a quick rundown of the steps you need…

How insurance companies are supporting those who have been affected financially by COVID-19

The COVID-19 pandemic has led to financial struggles and uncertainty for many across the country. Whether you’ve been laid off from your job or you’re…

How to stay on track when working from home

Canadians across the country have been asked to work from home as much as possible to prevent the spread of the coronavirus (COVID-19). For many,…

7 tips for successful spring cleaning

It’s that time of year again…the birds are singing, the sun is shining, and (hopefully) the snow is starting to melt. Although it might not feel…

5 natural ways to boost your mental health during stressful times

Life today is razor’s-edge tense. If your regular coping methods aren’t measuring up, there are science-backed actions we can add on our own to ease…

Tips for cleaning up your yard and garden for spring

With Summer almost here, you may or may not have already finished your spring cleaning. If you haven’t already started, now’s the perfect time to get…

Ready to open your business?

As Ontario plans to move into Stage 3 of the quarantine. Here are a couple things to consider before opening.Are you preparing for the return…

Who is at fault for a collision in a parking lot?

Even though the basic rules of the road still apply when you’re driving in a parking lot, it may be a little more difficult to…

How to socialize safely outside your bubble

Can you have an outdoor barbecue? That depends on who’s in your social circle and who you’re planning to invite, Brown said.Since COVID-19 tends to…

Living with face masks: How to stow them, reuse disposables and more

The best materials. Whether to use a filter. How to sneeze or cough with a mask How to stop your glasses from fogging up while…

Top Reasons for Car Accidents in Ontario

We see them, we hear about them, our daily commutes are affected by them, and yes, sometimes, we are also involved in them. According to…

Insurance coverage for your mobile phone

Does home insurance cover your cell phone? Yes. Your home, condo, or tenant insurance policy covers your phone in many different situations. Here’s what you…

Get Under an Umbrella – Policy that is

I have been meaning to write an article / blog about umbrella insurance for quite some time now. Howard Yegendorf beat me to it and did…

How your location affects the cost of your insurance

There’s a lot of change to navigate when you move to a new neighbourhood, from finding the best route to work to getting to know…

The CERB benefit is over — here’s what you need to know now

Millions of CERB recipients will transition automatically to employment insurance (EI). Expanded eligibility rules will also mean more people can qualify and the pandemic aid bill before the House…

Home insurance for short-term rentals

In today’s sharing economy, peer-to-peer rentals are making their name as cheaper (and trendier) alternatives to traditional hotels. But if you’re considering entering the short-term…

Safety tips for outdoor patio heaters and fire elements

Patio season took on a whole new meaning this year, as people across the country adapted their yards for physically distant visits, playdates, and even…

Home Insurance Coverage For Spoiled Food

What is food spoilage coverage? Food spoilage coverage is designed to protect you if the contents of your fridge or freezer are spoiled because of…

IBAO Recognizes Rhodes & Williams Insurance Broker, Trent Young’s Contributions to the Community

Congratulations to Trent Young, on being named one of the winners of the 2020 IBAO Award of Excellence this year. This was announced at the IBAO…

How to winterize your cottage and turn it into a four-season home

Install an appropriate heat source.  This isn’t as simple as installing a wood stove or fireplace, so you’ll want to consult a professional and find…

A step-by-step guide to closing your cottage for the winter

Summer days have come and gone, and if you haven’t taken measures to winterize your cottage, it’s almost time to close it up and say goodbye…

When is the best time to turn my furnace on?

The question is and will always remain, is there an ideal time or temperature that should motivate you to turn on your furnace?  Inside temperature…

The lowdown on insurance deductibles

Have you ever looked through your insurance policy and felt like you were reading another language? Understanding insurance terminology might seem intimidating, but we’re working…

5 tips for safe winter grilling

Give your grill a good cleaning.  If you’re planning on using your barbecue in the winter, you’ll want to make sure it’s in tip-top shape…

Giving Tuesday 2020

The start of the giving season Today is the start of Giving Tuesday, the global day dedicated to generosity and giving of all types. Giving Tuesday…

Insurance Bureau of Canada’s Annual Top 10 List Shows New Trends

Electronic theft from your own driveway, high-end vehicles stolen for shipment overseas, and the growing trend of street racing are three themes Insurance Bureau of…

Before, during, and after an ice storm

How to prepare before an ice storm It’s a good idea to stay prepared for severe weather all winter long. Take these steps as soon…

How to protect your home while you’re on an extended winter vacation

While travel plans might look a little different this year, check these 10 tasks off your to-do list to keep your home safe and secure…

Do you leave things until the last minute?

Some people procrastinate because they get an adrenaline rush out of living life on the edge. Others have simply made a habit of it. Leaving…

How does building a skating rink in your backyard affect your home insurance?

Building a skating rink in your yard is a liability risk Like a swimming pool, a skating rink increases the chances of someone getting injured…

How to shut off your home’s water supply and drain your pipes to prevent freezing

Water damage is one of the leading causes of home insurance claims across Canada. Whether it’s caused by a sewer backup, a sump pump failure, the spring thaw, or…

5 mistakes homeowners make when buying insurance & how to avoid them

When it comes to buying home insurance, there are a few mistakes that are easy to make. From underinsuring your home or belongings to expecting…

Better Communities

Thank you for giving Intact Insurance the opportunity to support your cause. We are pleased to partner with you and our broker in making our…

Does home insurance cover mould?

Why doesn’t home insurance cover mould? Home insurance is designed to protect you when your home is damaged by a sudden or accidental event, and…

A renter’s guide to tenant insurance

One of the most common myths about home insurance is that renters just don’t need it, plain and simple. But whether you’re a first-time renter…

Are expired Ontario identification and licence plate stickers still valid in 2021?

Due to the COVID-19 pandemic the Ontario government has urged people to stay away from Service Ontario to renew expired health cards, driver’s licences and…

10 ways winter weather can damage your home

Winter weather in Canada can be unpredictable to say the least. In some areas, it’s not unusual to see extreme cold, freezing rain, snow squalls,…

Does my home or tenant insurance policy cover my partner if they move in with me?

From coordinating moving truck rentals to making extra space in your closet, there’s a lot to do before your boyfriend or girlfriend moves in with…

7 tips for safer night driving

It’s no secret that driving at night can be more dangerous than driving during the day. When you’re fighting poor visibility, sleepiness, and distracted drivers,…

Water & Sewer Line Coverage – What You Should Know About the City of Ottawa Offer?

Residents of Ottawa are receiving notices from the city about their new partnership with a company offering an ‘affordable repair plan’ for homeowner’s water and…

The top 5 pandemic-related scams you need to know about

Are we more vulnerable to fraud due to the pandemic? We would argue yes, as fraudsters have become more intrusive and are very skillful at…

7 tips to protect your home from basement flooding

With the climate changing and weather patterns more unpredictable than ever, flooding has become the primary concern for water damage in household basements. The potential…

Simple Tips for your Spring Home Maintenance

Spring is in the Air It is a great time to start addressing some basic home maintenance to keep your property in good shape and…

Insurance Advice for Parents of Young Drivers

Having a young driver in the household can be both a blessing and a curse. You are happy your child is finding their independence and…

Are you Moving Your Parents into a Nursing Home? Do They Need Insurance?

It is possible that your current home insurance policy includes coverage for “parents in a nursing home”, but is it the right protection for your…

Auto Insurance Quote Online: Tips to Submit for Accuracy

Wait? Insurance quotes online aren’t accurate? One of the most common opening lines I hear from clients after doing a car insurance quote on our…

4 Steps to Help You Insure Your Property or Vehicle “In the Estate of”

Going through the process of organizing insurance for assets that have been registered into the Estate of a loved one can be a complex and…

Tips on how to Submit an Accurate Home Insurance Quote Online

Part 2 of completing accurate insurance quotes online looks at home insurance, and some of the common errors often seen. ( See part 1 –…

Rhodes & Williams Insurance Offers Pet Insurance

Are you one of the 900,000 Canadians that got a new pet since the start of the pandemic? Most pet owners believe their furry family…

Top Vehicles stolen in Canada – 2021

Equite Association has published its annual list of the most frequently stolen automobiles in Canada, which is generated using data from its members across the country….

Unit Owners Condo Insurance – Why It’s Important to Arrange Coverage

Whether you have purchased a townhouse or a brand new high-rise apartment, you need to purchase Condominium Insurance            . It is typical that your condominium…

Am I Covered If My Car Falls Through The Ice?

Living in a winter climate like Ottawa brings many great outdoor winter activities like skating, skiing, ice fishing and more. For the most part, the…

Gap Insurance vs Waiver of Depreciation

What is Gap Insurance? Gap Insurance is coverage that is typically offered by dealerships.  It helps pay off the financing loan for your vehicle in…

Is UBI for you?

In recent years, some insurance companies have started to come out with car insurance products that allow you to be charged specifically based on how…

RENTED DWELLING INSURANCE FOR ABSENTEE LANDLORDS

Have you been posted overseas for work? Are you having trouble finding insurance for your home while you are out of the country? Rhodes &…

What is more important- Cost or Coverage?

When you are looking at your auto and property insurance policies, what is more important to you- the cost of the policy, or the coverage…

Ontario Storm- May 2022

We are aware of the terrible damage caused by the storm across the city and Province.  With wide spread damage and our own power being…

Ontario/Quebec Storm May 2022

On Saturday, May 21st a serious storm affected much of Ontario and Quebec. This storm has been described as a “derecho”, a powerful kind of…

15th Annual Marsha Morton Golf Tournament in Support of Cystic Fibrosis

The 15th Annual Marsha Morton Memorial Golf Tournament will be held at Pineview Golf Course on Friday, August 19, 2022. This tournament is presented by…

Turo Peer to Peer Car Sharing

Earlier this year it was announced that Economical Insurance is providing Turo with commercial insurance in Ontario for the peer-to-peer car sharing giant.  Previously, it…

Cottage Insurance for Beginners

As we are in the midst of cottage season, getting away from the big city for a quiet getaway is a great time but insurance…

Are you considering a private lender for your new mortgage?

What is a private lender? A private lender is a person or business that loans money to someone but is not connected to a financial…

Auto Supply Chain Challenges

When the COVID-19 epidemic was at its worst and borders were blocked and businesses were closed, the auto sector was badly hit by supply chain…

Property Values and Your Home Insurance:  How Do You Get it Right?

We continue to realize the impacts of a record-level real estate market.  Homeowners do not need to look very far to read signs that their…