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Ontario Auto Regulations Accident Benefits Summary

Your Auto Insurance Benefits were changed on June 1, 2016


As of June 1, 2016, the Ontario government introduced changes to automobile insurance coverage to help make insurance premiums more affordable. The changes only apply to auto insurance policies issued or renewed on/or after June 1, 2016.

Every 5 years, the government mandates a review of the auto insurance system. The outcome of this review will result in changes to the coverage that you currently have. At this time, Ontario has the highest level of standard coverage in Canada. These are coverages that you pay for, in your automobile insurance premium.

To help stabilize rates, the Ontario government has implemented changes to auto insurance. Several measures are aimed at reducing fraud and abuse within the system, which increase premiums. These changes are an excellent opportunity for you to review your policy to ensure you have the best coverage based on your lifestyle.

To inform consumers of the auto insurance reform, the Insurance Brokers Association of Ontario (IBAO) has released a brochure outlining the changes ─ to download a copy click here: Auto Insurance Reform Brochure.



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