Are you Moving Your Parents into a Nursing Home? Do They Need Insurance?
It is possible that your current home insurance policy includes coverage for “parents in a nursing home”, but is it the right protection for your…
Does home insurance cover mould?
Why doesn’t home insurance cover mould? Home insurance is designed to protect you when your home is damaged by a sudden or accidental event, and…
How does building a skating rink in your backyard affect your home insurance?
Building a skating rink in your yard is a liability risk Like a swimming pool, a skating rink increases the chances of someone getting injured…
Home Insurance Coverage For Spoiled Food
What is food spoilage coverage? Food spoilage coverage is designed to protect you if the contents of your fridge or freezer are spoiled because of…
Home insurance for short-term rentals
In today’s sharing economy, peer-to-peer rentals are making their name as cheaper (and trendier) alternatives to traditional hotels. But if you’re considering entering the short-term…
How using or growing cannabis could affect your insurance
Since recreational cannabis use was legalized in Canada in October 2018, a lot of questions have popped up about how using or growing marijuana could…
Tornado / Windstorm Coverage and FAQ’s
With the Ottawa area having just experienced its second tornado event in the past 10 months, the obvious question on everyone’s mind is, “Will my…
A Car Crashed in to My House – Who Pays?
The Headline at CBC news Ottawa reads, “SUV narrowly misses man — in his living room”. Picture it in your mind….. You are sitting on…