Aug 30, 2018 Protecting Your Business Under New Data Breach Rules

Starting November 1, 2018, new rules coming into effect mean that any Canadian company which suffers a breach of personal information will be required to notify the Privacy Commissioner along with anyone potentially personally affected by the breach. The new legislation requires companies “as soon as feasible” after a breach, to reach out to everyone impacted and inform them: • When it happened • What was breached • How the breach occurred • What the company is doing to minimize the impact to the breach victims My Business Was Breached ─ What do I do? In an age where we routinely read stories about cyber breaches and the unauthorized release of our personal information (Yahoo, Uber, Facebook, etc.), many will…

Read More

Aug 29, 2018 Tornado in Ottawa ─ How Does this Affect You?

Tornado warnings have been a common sight and sound this Summer. If you’ve seen pictures or video of this natural disaster, you know tornadoes are no joke.  It can blow out windows, launch vehicles into the air, tear the roof off homes and severely damage the structural integrity of buildings. It does lead you to think, does your home policy cover you for damage caused by a tornado? Am I Covered? Damage to homes caused by hail or wind is generally covered. This includes damage caused by flying debris or falling branches. This would also generally include damage to your home and its contents when water enters through openings as a result of the wind or hail damage. In certain circumstances,…

Read More

Aug 28, 2018 10 Best Back-to-School Cars for Students

With the new school year approaching, many students and parents are considering the transportation needs of getting to class, home and various other activities. To help students and parents narrow down their choices, U.S.-based Kelley Blue Book has announced their picks for the 2018 Top 10 Back-to-School Cars. How They Were Chosen Each pick was chosen with safety, affordability (a plus for parents) and practicality in mind. Kelley Blue Book believes this list has something both parents and students will like. “It’s not always easy to get parents and students to agree, but this list of new cars can serve as common ground. When choosing these best back-to-school cars, we started by gathering a list of vehicles with a Kelley Blue Book Fair…

Read More

Aug 23, 2018 Redblacks Labour Day Weekend Ticket Giveaway

New Redblacks giveaway contest We’re giving away tickets to the Redblacks game again. This time it’s the Ottawa Redblacks vs. Montreal Alouettes on Friday August 31st, 2018. Fun Fact: this marks the 21st occasion that Montreal and Ottawa will meet on Labour Day Weekend (third straight). The first time they met on Labour Day Weekend was September 3, 1949 when the Ottawa Rough Riders won 22-21 over the Alouettes. Ottawa holds the slight edge (11-9) in the series, and has scored only five more points than Montreal (419-386). Since 2014, Montreal is 4-8 versus Ottawa; seven of those games were decided by eight points or fewer. Enter your name in the draw for a chance to win tickets…

Read More

Aug 23, 2018 Renters Insurance: What is it and Who Needs it?

One of the most common myths about insurance is that renters just don’t need it, plain and simple. Your landlord has insurance, so you’re covered, too…aren’t you? Not to burst your bubble, but whoever started that rumor was terribly misinformed. In the event of a fire or extensive damage to your building, your landlord’s insurance would likely cover the walls around you and any major appliances that came with your unit, but everything else is on you. This is where renters insurance comes in. Renters insurance, sometimes referred to as tenants insurance, doesn’t just cover the items inside your rented space — it can protect you in ways you never even knew you needed. Let’s take a look at some of the biggest perks.

Read More

Aug 7, 2018 A Room-By-Room Look at What Renters Insurance Could Do For You

We know what you’re thinking. I can’t afford to buy insurance. I’m already paying rent and have enough expenses to cover each month. But how much do you think it would cost to replace all of the items in your apartment? Let’s do a little math… (Viewing this from your smartphone? Click here to enlarge.) What’s your stuff really worth? Everything adds up, and even the “little things” are worth more than you might think. In the bedroom Queen-size mattress, $1,000 Sheet set, $100 Duvet, $150 Clothes & shoes (heels and runners), $2,500 Tablet and case, $700 Total: $4,450 In the office MacBook Pro, $1,600 Printer/scanner, $100 Digital camera, $500 Office furniture, $500 Total: $2,700 In the living room…

Read More

Jul 25, 2018 Lions and Tigers and Cyber Insurance

  Oftentimes, sales strategies in insurance can be based on fear tactics. It is unintentional, but insurance is by its very nature, there to protect you when really bad things happen! Cyber-attacks, cyber hacking, social engineering fraud and many other tactics are happening personally and to businesses every day. It is not fear mongering; it is fact. You can search many of these details online. (Although due to earlier legislation in the U.S., most of the data you find will be based on that countries metrics. Legislation has been developed later in Canada so many attacks have gone unreported. Don’t make the mistake of thinking that the risk stops at their border.) However, a much more proactive use of your time would be to understand…

Read More

Jul 18, 2018 Before, During, and After a Windstorm

Did you know that an estimated 50% of Economical home insurance claims related to wind damage happen in the summer? Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car. How to prepare before a windstorm Strong winds can cause damage to your property or lift up loose items and turn them into dangerous projectiles. Stay on top of these tips year-round so you’re always prepared for a windstorm: Trim your trees and shrubs. Make sure you…

Read More

Jul 9, 2018 Redblacks Canadian Armed Forces Night Ticket Giveaway

The Ottawa Redblacksticket giveaway contest closes Wednesday, July 11th at 2:34 pm. The contest is now closed. Winner will be randomly selected and contacted. Thanks for participating! Rules/Disclaimer: This promotion is open to those 18 and older in Ottawa, On. Canada. Void where prohibited. Odds of winning depend on the number of entries received. By entering the giveaway you agree to allow Rhodes & Williams Ltd. to post you name on our Facebook page, website or any promotion material. You also understand this promotion is in no way associated with, administered by, or endorsed by Facebook; and acknowledge a complete release of Facebook by your participation.

Read More

Jun 21, 2018 Your Guide to Safe Summer Biking

Biking is a great way to get around town, save money on gas, and get some exercise. While you likely learned to ride a bike as a kid, chances are you weren’t commuting across the city to your office job or sharing the road with cars, trucks, and other motorized vehicles. While it can be intimidating at first, a little bit of planning will go a long way and help you ride with confidence. Here’s a quick guide to get you out on the road and enjoying life on two wheels. Take care of your bike Just like a car, your bike needs regular maintenance and attention. Ignoring problems will not only cost you more money in the long run, but it could put…

Read More