Dec 9, 2020 Insurance Bureau of Canada’s Annual Top 10 List Shows New Trends

Electronic theft from your own driveway, high-end vehicles stolen for shipment overseas, and the growing trend of street racing are three themes Insurance Bureau of Canada (IBC) identified as it compiled the latest list of top 10 stolen vehicles across Canada in 2020. Electronic auto theft is on the rise across the country as more vehicles are equipped with technology like keyless entry remotes. Many high-end SUVs continue to be stolen for export. IBC is also seeing cases where stolen vehicles are being given false vehicle identification numbers and sold to unsuspecting consumers. In addition, there’s a growing trend, especially during the pandemic, in dangerous activities such as street racing and illegal gatherings for drifting events, providing a market for stolen…

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Dec 1, 2020 Giving Tuesday 2020

The start of the giving season Today is the start of Giving Tuesday, the global day dedicated to generosity and giving of all types. Giving Tuesday is a global giving movement for giving and volunteering, taking place each year after Black Friday/Cyber Monday. The “Opening day of the giving season,” is a time when charities, businesses and individuals across Canada and in 150 countries join together and rally for their favourite causes. In the same way that retailers take part in Black Friday/Cyber Monday, the giving community comes together for GivingTuesday and unites people to support and champion the causes they believe in. Small Businesses are the lifeblood of our communities, as the places we work, eat, shop, play and…

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Nov 18, 2020 5 tips for safe winter grilling

What many typically think of as “grilling season” has officially come to an end — but did you know you can cook outside all year long when you take some precautions and properly prepare your space? Here are some tips to keep you safe if you are considering barbecuing into the cold winter months: Give your grill a good cleaning. If you’re planning on using your barbecue in the winter, you’ll want to make sure it’s in tip-top shape after a long summer of grilling. Following the instructions in the owner’s manual, clean each part of your barbecue to get rid of food remnants, bacteria, and built-up carbon deposits that could cause your grill to heat unevenly, not reach its full operating temperature, or even stop…

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Nov 13, 2020 When is the best time to turn my furnace on?

Stretches of extreme heat, periods of unexpected cold, heavy rains followed by seasonably moderate temperatures. When it comes to autumn weather, it would appear as if Mother Nature is in a state of perpetual indecision sometimes. The decision to switch from air-conditioning to furnace overnight is often a reality for Canadians experiencing weather extremes across the country; especially here in Ottawa. The question is and will always remain, is there an ideal time or temperature that should motivate you to turn on your furnace?  Inside temperature is more important than outside temperature “The decision to switch on your furnace has more to do with the temperature inside your home than what’s going on outside,” said Tracy Burgess, Service Manager of Carleton Refrigeration,…

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Nov 2, 2020 A step-by-step guide to closing your cottage for the winter

Summer days have come and gone, and if you haven’t taken measures to winterize your cottage, it’s almost time to close it up and say goodbye until next spring. Check these 10 tasks off your list as you prepare to leave your home-away-from-home for the winter months: Inspect your septic tank. If your cottage has a septic system, be sure to follow the manufacturer’s service recommendations and timelines. If your system is due for an inspection, call in a professional to make sure it’s functioning properly before you close up to avoid any surprises in the spring. Keep the sump pump pumping. If your cottage has a sump pump, make sure it stays in good working order all winter long, or…

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Oct 28, 2020 How to winterize your cottage and turn it into a four-season home

If you have a cottage, chances are you’ve spent more time there this summer than in previous years. With long-term remote work becoming a reality for many and travel restrictions keeping us closer to home, you may have even started wondering how you can extend cottage season into the fall and winter months. But turning your summer getaway into an all-season oasis is a big investment and takes a lot of work. These are just a few of the steps you’ll need to take if you’re planning on converting your cottage or cabin from a summer property to an all-season home: Install an appropriate heat source. This isn’t as simple as installing a wood stove or fireplace, so you’ll want to consult a professional and…

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Oct 22, 2020 IBAO Recognizes Rhodes & Williams Insurance Broker, Trent Young’s Contributions to the Community

Congratulations to Trent Young, on being named one of the winners of the 2020 IBAO Award of Excellence this year. This was announced at the IBAO Member meeting at the Virtual Brokers Convention. Although this is award is for Trent specifically and the work he has been involved in for Cystic Fibrosis, it is also a thumbs up for Rhodes & Williams as a whole and specifically our fantastic employees who help out, and are pillars in our communities. The Insurance Brokers Association of Ontario (IBAO) highlighted broker generosity, selflessness and compassion at their first-ever Virtual Convention with the new Community Leadership Award. Replacing the multiple awards normally given out at the Awards of Excellence gala,…

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Oct 19, 2020 Home Insurance Coverage For Spoiled Food

The value of your food can add up quickly, especially if you have a deep freezer filled with meat, seafood, and other big-ticket items. So, what happens if there’s a power outage or your fridge or freezer malfunctions? Thankfully, your home insurance policy has you covered. What is food spoilage coverage? Food spoilage coverage is designed to protect you if the contents of your fridge or freezer are spoiled because of a power outage or technical malfunction. This coverage is included in most standard home, tenant, and condo insurance policies. Common exclusions of food spoilage coverage Food spoilage coverage only covers spoilage as a result of a power outage or a malfunction in your fridge or freezer. If you’ve…

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Oct 14, 2020 Safety tips for outdoor patio heaters and fire elements

Patio season took on a whole new meaning this year, as people across the country adapted their yards for physically distant visits, playdates, and even outdoor workspaces. If you’re hoping to keep patio season going a little longer, you’ve probably thought about how you might heat your outdoor space as the weather continues to cool down. Some popular options include freestanding or mounted heaters, fire pits, lanterns, and fire pit tables. Keep these tips in mind if you’re planning on installing any type of outdoor heating system: Choose the right location for your patio heater or fire element. When you’re thinking about where you want to install a heat source, think first about where you spend the most time — it probably makes most…

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Oct 7, 2020 Home insurance for short-term rentals

In today’s sharing economy, peer-to-peer rentals are making their name as cheaper (and trendier) alternatives to traditional hotels. But if you’re considering entering the short-term rental market as a homeowner, there are a few things you should know. Do you have to tell your home insurance company when you’re renting out your home? Yes. Any time your situation changes, it’s important to talk to your licensed home insurance broker to make sure you have the right coverage to protect you in an emergency. Here are three examples of home-sharing situations your broker and insurer need to know about, no matter what: 1. You’re listing your home on a home-sharing website or app. You’ve heard that listing your apartment (or even just your…

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