May 6, 2020 7 Steps to Arranging Car Insurance When Moving from Out-of-Province

Moving to Ontario from another province can be stressful. One of the many things you have to do is switch your driver’s license and license plates so you can register your vehicle in Ontario. If you are moving to Ontario, your out-of-province plates are only valid for 30 days so you can’t put this off indefinitely. Instructions on what you will need to switch your license and register your vehicle can be found at www.ontario.ca. One of the requirements of registering a vehicle in Ontario is that you have proof of insurance. Here’s a quick rundown of the steps you need to take when moving from out of province. 7 of the steps you need to take Contact the license bureau of the province…

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Apr 27, 2020 COVID-19: How to help in your community

If you’re feeling a little overwhelmed in the midst of the ever-changing COVID-19 pandemic, remember how empowering it can be to reach out and help others. Here are some suggestions of things you can do to help out in your community and beyond: Stay connected using social media and other digital platforms. The coming weeks are going to be lonely for many across the country, especially those who live alone and those who are self-isolating or in quarantine. Consider using FaceTime, social media, or other digital platforms to stay in touch with friends and family, or give them a call on the phone to check in. Donate to your local food bank. Many food banks struggle to keep items on their shelves at the best of…

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Apr 17, 2020 What does a ‘hard market’ mean for insurance customers?

If you have home or car insurance (or if you’ve recently been shopping for insurance), you may have heard that the Canadian insurance industry is in the middle of a hard market. Even if you’ve never heard the term “hard market,” you may have experienced the effects of one as an insurance customer. We want to make sure you understand what a hard market means for the insurance industry — and, more importantly, what it could mean for you. What is a hard market in the insurance industry? Insurance companies rely on premiums and investment income to pay claims — premiums alone aren’t enough, especially as claims continue to become more frequent and more expensive. So, in a time period with low investment returns and…

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Apr 16, 2020 Coping with Loneliness During Self-Isolation

The recent outbreak and rapid spread of COVID-19 has a lot of people self-isolating. While necessary to curb the spread of the disease, self-isolation can lead to people feeling cut off from society, like they’ve lost their routine, or are being forced to take time out from important relationships. If you’re self-isolating, you’re not alone; thousands of people are taking this important measure. This article will show you ways that you can combat loneliness while following self-isolation rules. Self-isolation vs. social distancing Self-isolation is a precautionary measure that’s meant to benefit society by removing carriers and potential carriers of COVID-19 from the general population in order to protect the safety of the most vulnerable. It means removing yourself from the general population by staying at…

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Mar 17, 2020 Here For You ─ Information About COVID-19

We are here to help our customers in good times and be resilient in bad times. As we all face uncertainty, our priority is to be here for you, our customers and for our employees, as well as the communities where we live and work when you need us most.  We are closely following the guidance of reputable health and government authorities such as the World Health Organization, the Centers for Disease Control, the Public Health Agency of Canada and local public health officials to inform our decisions. In these challenging times, as COVID-19 is a rapidly evolving pandemic, we leverage the strength and knowledge of our organization in executing best practices to mitigate risks and deliver on promises. Now, more than ever, we…

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Mar 3, 2020 What happens if your vehicle is damaged by a pothole?

Most drivers are familiar with the unique sense of dread that sets in immediately after hitting a really bad pothole. It might also come with a few choice words and thoughts like, “my poor alignment!” and “what if that ruined my tire?!” The good news is that most potholes aren’t large or deep enough to do instant damage to your vehicle. But if your vehicle is damaged because of a pothole, what should you do? And will your car insurance cover the damage? We’ve got the answers to your questions.   What should you do if your vehicle is damaged by a pothole? If you hit a major pothole and can tell that it has done damage to your vehicle, take photos of any visible damage and…

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Feb 26, 2020 Value Over Price

Price is always on our minds, and the first thing a prospect often wants to know is how much insurance is going to cost them. With technology now at our fingertips, this usually means people will open their computers (or take out their phones) and start doing their research online, looking for the cheapest options. But brokers know that doesn’t give the full picture. How do we encourage customers to look beyond the price tag to ensure they’re properly covered? Direct-to-consumer online sales are growing in parts of Canada, since many people like the immediacy of going online and getting a quote. In fact, in Canadian Underwriter’s 2019 National Broker Survey, brokers ranked the top two threats to the…

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Feb 13, 2020 7 things to know about dealing with tow trucks

You have just had an accident and you are stuck on the side of the road.  Thankfully, no one was hurt and you just have to deal with the damage to your vehicle. It is rush hour, traffic is hurtling past you, and you are “that person” who is creating havoc for everyone commuting home. You just want to get out of there. The police have come to the scene and statements have been made. Now you have to move your car but it isn’t drivable. This is not your finest moment. Before having it towed, there are some towing rules you should know: If a tow truck driver just shows up, you can send them on their merry way. As per City of Ottawa Bylaw,…

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Feb 5, 2020 What to do if you are in a car accident – 6 pieces of critical information

I recently saw this tweet from Kim Gardner and despite her being an Anaheim Ducks fan, I decided to help ;-> Young or old, it is a good idea to prepare ahead for a car accident and hope you never need to use the knowledge you have gained. Quite often, such information is available to print out and keep in your glove box for when you need it, or in the case for our clients, it is also available in our Client Centre app which is available to download and always have with you in your phone. First and foremost, make sure everyone is safe. If it is a serious accident, or if anyone is…

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Jan 17, 2020 Rhodes & Williams’ Chosen Charities Receive Cash Donations

Kristy McDougall, Nikki Crough, Nomin Bayasgalan ExcelHr is a company that we work with from time to time to fill some of our staffing needs. Last year, they celebrated 30 years in business as one of Canada’s leading independent staffing firm. As part of their 30th year, they wanted to focus on giving back so they launched their “$30K for 30 years campaign”. They collected nominations from clients to submit nominations for a charity of their choosing to receive one of thirty (30) $1,000 donations OR one (1) $30,000 donation. As you may know, Rhodes & Williams is a big supporter of Cystic Fibrosis and Cystic Fibrosis Canada and have been for many years. Kristy…

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