Feb 16, 2022 Gap Insurance vs Waiver of Depreciation

What is Gap Insurance? Gap Insurance is coverage that is typically offered by dealerships.  It helps pay off the financing loan for your vehicle in the event that your insurance claim is considered a total loss. It can only be applied if there is a total loss and you owe more than the depreciated value as assessed by your insurance company. It will pay the difference between what is still owed and what the depreciated value is at the time of the loss.    What is a Waiver of Depreciation? Waiver of Depreciation is an endorsement offered by insurance companies that provides coverage if your vehicle is considered a total loss. The coverage is primarily available for new vehicles at the time of purchase…

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Jun 29, 2021 Are you Moving Your Parents into a Nursing Home? Do They Need Insurance?

It is possible that your current home insurance policy includes coverage for “parents in a nursing home”, but is it the right protection for your situation? It is important to review this coverage with your Rhodes & Williams Insurance Broker to confirm if it is automatically provided in your specific policy and that it is enough for your loved one’s contents and liability at their new residence. The declaration page of your insurance policy will not usually include these details, however, your Broker can easily confirm this information for you.  The coverage varies by each insurance company so it is always best to call your trusted insurance broker with your questions, to confirm you are protected. Explore…

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Jun 4, 2019 Tornado / Windstorm Coverage and FAQ’s

Orleans tornado, taken from Trim and Watters in Orleans.Photo Credit: Michael Dalrymple With the Ottawa area having just experienced its second tornado event in the past 10 months, the obvious question on everyone’s mind is, “Will my homeowner insurance cover damage to my home, caused by a tornado event?” Am I Covered? Damage to homes caused by hail or wind is generally covered by a standard homeowners insurance policy. This includes damage caused by flying debris or falling branches. This would also generally include damage to your home and its contents when water enters through openings as a result of the wind or hail damage. In certain circumstances, homeowners who are unable to live in their homes because of the insurable damage are entitled to…

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Jul 9, 2018 Redblacks Canadian Armed Forces Night Ticket Giveaway

The Ottawa Redblacksticket giveaway contest closes Wednesday, July 11th at 2:34 pm. The contest is now closed. Winner will be randomly selected and contacted. Thanks for participating! Rules/Disclaimer: This promotion is open to those 18 and older in Ottawa, On. Canada. Void where prohibited. Odds of winning depend on the number of entries received. By entering the giveaway you agree to allow Rhodes & Williams Ltd. to post you name on our Facebook page, website or any promotion material. You also understand this promotion is in no way associated with, administered by, or endorsed by Facebook; and acknowledge a complete release of Facebook by your participation.

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Jun 18, 2018 Redblacks Ticket Giveaway

Contest closes Wednesday, June 20th at 2:34 pm. Contest is Now Closed. Winner will be randomly selected and contacted. Thanks for participating! Rules/Disclaimer: This promotion is open to those 18 and older in Ottawa, On. Canada. Void where prohibited. Odds of winning depend on the number of entries received. By entering the giveaway you agree to allow Rhodes & Williams Ltd. to post you name on our Facebook page, website or any promotion material. You also understand this promotion is in no way associated with, administered by, or endorsed by Facebook; and acknowledge a complete release of Facebook by your participation.

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