Additional Cottage Insurance Policy Options
Broader cottage insurance protection considers your personal belongings 12 months out of the year, including detached buildings you may want to protect, such as a shed or boathouse.
Dwelling Fire Coverage
Fires in your home can happen for a myriad of reasons, even with the best intentions to prevent them from happening. It is essential to have fire alarms and extinguishers on hand but also have a solid and reasonably priced cottage insurance policy in case of a loss to your cottage.
Renting to others
The amazing thing about having a home near a lake is you can share it with friends and family and create traditions that last a lifetime. If you are thinking about renting your cottage or other secondary home to strangers, it is imperative to advise your insurance broker and get a comprehensive insurance policy to make sure you and your personal belongings are always protected.
Sewer backup and overland water protection
Sewer backup and overland water insurance likely is not covered under your cottage insurance policy. A frozen pipe burst is a hassle but especially when it happens when you are living in the city unaware. Rest assured that our brokers are well-versed in water protection insurance that goes beyond the mainstream water issues that can occur. We can help you get the best possible insurance coverage for your needs.
Extends your personal liability insurance limit amount for your main cottage area and all other properties stated in your cottage insurance policy. Other cottage insurance add-ons typically include valuable articles insurance, extra contents insurance, detached structures, and watercraft insurance.