Trailer Insurance
If you are in the market for a trailer insurance policy in Canada, look no further. Rhodes & Williams can help you find a personalized trailer insurance policy for your weekend getaways or your snowbird holidays down south.
Trailer Insurance in Canada
Whatever your needs and trailer preferences, we have you covered. Get a free trailer insurance quote today at your convenience. Our experienced brokers shop around for you, so you can get the best policy at the best price.
Do You Need a Trailer Insurance Policy in Canada?
Trailer insurance is not mandatory in Canada but highly recommended due to the large costs associated with repairs or to replace your trailer. Whether you are exploring the outdoors or hauling your fifth wheeler across the country, you can trust us to find you a comprehensive policy so you can travel near or far without a care.
What Type of Trailer Insurance Coverage is Required in Canada?
You may be looking for a boat trailer, travel trailer, or utility trailer that fits your lifestyle. Whatever the type of trailer you purchase, ensuring you equip yourself with the best insurance coverage is key.
Coverage for Trailer Insurance
Generally, trailer insurance covers the basics and beyond– on the road or parked in a driveway, we will find you the best coverage options for your wants and wallet.
Personal Belongings
You want to feel like you are at home, even when you are on the road. Make sure your personal items are as protected as possible with basic personal belongings insurance. Insurance coverage for contents beyond the basic limits is also available from many insurers.
Emergency Vacation Coverage
An emergency scenario on the road or living in a temporary spot is even more of a hassle. But having adequate RV insurance coverage ensures a fast recovery and financial protection. Emergency vacation coverage typically includes food, repairs, and often accommodation after an accident or other loss.
Sheds and Decks
Detached structures, like a shed or deck, and trailer accessories are the items typically covered under a standard recreational vehicle insurance policy.
Add-Ons
Roadside Assistance
Unexpected situations on the road can happen at any time. Minor accidents requiring roadside assistance (flat tires, gas refill) is a helpful add-on to your typical trailer insurance policy. Towing a trailer has its own risks, so remember to follow all safety rules while on the road and while parking your trailer.
Full-Time Coverage
If you are on the road full time and need additional coverage options, full-time coverage is for you. Full-time coverage entails year-round coverage when you have a breakdown or other insured loss.
Why Choose Rhodes & Williams?
In Business for almost 90 years.
In Business for almost 90 years.As an independently owned brokerage, we take care of our clients at every stage of the insurance journey, from the initial connection to the completion of each customer’s request, on time.
Hands-on Insurance Services.
Hands-on Insurance Services.We have a team of committed brokers, which allows us to be the go-to insurance brokerage in major cities in Canada. We provide impeccable service so you can go on with your life with your insurance needs taken care of.
Trusted by Many.
Trusted by Many.Whether you need home, car, business, or recreational insurance in Canada – we have your back. See our Testimonials for proof of exceptional service.
FAQs
One of the most popular trailers in Canada is the travel trailer. Travel trailers are less expensive than other recreational vehicles (RVs), like motorhomes, and are versatile year-round. People also buy utility trailers, boat trailers, and other non-motorized trailers for personal use. While trailer insurance is not mandatory, it is important to have it in case of an accident or other damage that may break your bank or cause unnecessary suffering.
No. Trailer insurance in Canada is not required by law but many insurance companies suggest a policy to protect trailer owners from unexpected expenses in the event of an accident, damage, and legal fees.
When you are pulling your trailer using a truck or car, you may have some insurance coverage from your auto and/or home insurance policy, including contents coverage. But keep in mind that the insurance coverage may be inadequate to protect you from hazards you may encounter on and off the road. A tailored trailer insurance policy gives you peace of mind.
A basic travel trailer insurance policy, for example, will cost you approximately $300 to $500 annually for standard coverage. For liability–only protection, your insurance premium will likely be lower.