Secure Travel Insurance in Canada
Travel insurance is a specific type of insurance that protects travelers from paying out-of-pocket in unexpected situations before, during, and after a trip.
Travel Insurance in Canada
Travel coverage for Canadians commonly include medical care, baggage loss and trip cancellation insurance. With a travel insurance policy in place, the typical Canadian resident can enjoy a short trip or a 6-month adventure down south, worry-free.
What is Covered Under a Travel Insurance Policy?
There are multiple travel options available in Canada that covers everyone, from the avid traveler to the annual vacationer. Government health plans and credit card companies do not adequately cover Canadians for full travel coverage. Check with one of our travel insurance brokers to set up a policy today.
Coverage for Travel Insurance in Canada
Travel insurance coverage includes emergency medical care, trip cancellation/ interruption, baggage loss, theft, and much more.
Emergency Medical Insurance
When you are travelling outside Canada (and often your province) for business or pleasure, it is important to have suitable travel insurance to cover medical expenses if you need to stay in a hospital, require an ambulance, require medication, and more.
Visitors to Canada (& returning Canadians)
Families or individuals visiting Canada can purchase limited-time insurance, which includes medical expenses (hospital and medical care), accidental dismemberment or death, and emergency dental care, ambulance costs, among other costs. According to the SecuriGlobe travel insurance broker, coverage can range from $10,000 to $300,000 for the length of the policy.
Snowbird Travel Insurance
Canadian residents who spend their winters south of the border require sufficient travel insurance coverage. You may travel to Florida, California, or Arizona to stick with the warmer weather. Wherever you roam, necessary requirements include a snowbird travel insurance policy for specific situations to keep you financially fit. Check out multi-trip insurance options for the enthusiastic traveller.
Baggage Loss and Theft
No one wants to lose their luggage, so insurance protection is key for safe and happy travelers. Reimbursement for lost or stolen personal belongings is part of this travel insurance plan.
Accidental Death & Dismemberment
Unforeseen accidents are part of some people’s travel experience. While we hope you never need it, accidental death and dismemberment protection is there to ensure you don’t have to pay for certain expenses after a tragic event.
Additional Travel Insurance Options
If you are a Canadian that travels frequently or wants extra protection, our additional insurance travel choices are below.
All-inclusive Travel Insurance
Have your health, budget and personal stuff wrapped up into one amazing travel insurance package. All-inclusive travel is akin to the all-inclusive resort where you can have all the options for full care: from medical care, baggage protection, and personal belongings.
Trip Cancellation & Trip Interruption Insurance
Life happens to the best of us and so it’s best to be protected from unexpected trip delays or sickness. Trip cancellation and trip interruption insurance helps you cover your tracks when you can’t make it on time, or at all.
Top-Up, Extension Plans
Top-up and extension plans are a nice add-on to your regular travel insurance policy if you want to extend your vacation time up to 212 days, depending on your insurance company.
Optional Benefits
Optional travel plans commonly include rental car damage protection, sports equipment coverage (golf, ski gear), business equipment, and cruise protector insurance.
Why Choose Rhodes & Williams Insurance?
In Business for almost 90 years.
In Business for almost 90 years.As an independently owned brokerage, we take care of our clients at every stage of the insurance journey, from the initial connection to the completion of each customer’s request, on time.
Hands-on Insurance Services.
Hands-on Insurance Services.We have a team of committed brokers, which allows us to be the go-to insurance brokerage in major cities in Canada. We provide impeccable service so you can go on with your life with your insurance needs taken care of.
Trusted by Many.
Trusted by Many.Whether you need home, car, business, or recreational insurance in Canada – we have your back. See our Testimonials for proof of exceptional service.
FAQs
On average, a basic travel insurance policy is quite inexpensive but it depends on the coverage selected. A standard travel policy often costs 5% to 6% of your trip expenses (air fare, hotel, length of stay), so it can vary greatly. Ask a Rhodes & Williams broker for a quick travel insurance quote.
Yes. While your health care plan or credit card company may provide some relief for expenses, it’s not a good idea to rely on either as bigger expenses could turn into a hefty bill at the end of your trip. For example, some provincial plans do not include non-medical expenses and ambulance services, which could cost you thousands of dollars without a travel insurance policy. If you are unsure of what to choose, our brokers are more than happy to help you figure it out.
No. Unfortunately, you must purchase your travel package before you leave your home province. Often, if it is a basic travel insurance policy, you can buy it online before you head to the airport or you cross into another province by car.
It’s a great idea to include trip cancellation insurance on your to-do list. If you need to delay your trip or come home early, you can be covered by a plan bought ahead of your trip departure. Check with your insurance company on the details of travel cancellations and delays, so you are not surprised when something is not covered in your policy.
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