Jun 10, 2017 Navigational Limits

We have been waiting a long time for the nice weather to arrive and hopefully we are turning a corner on all of this rain ─ and only have sunshine in the future. Even with the delay to spring, most people now have their boats in the water. This means that it’s time to think about reviewing your boat insurance. If you have your boat are at your cottage or campground and pretty much never leave the area, than you are likely within your navigational limits. What are Navigational Limits you might ask? The simple answer is they explain where insureds can and cannot take their property. Your broker should have made sure to have you covered in the proper area when your policy…

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Sep 17, 2016 The Crazy Fisherman Insurance Clause

Written by: Heather Bonadie Do you have the “Crazy Fisherman Insurance Clause”? This is definitely not a clause you will find written in any “official” boat insurance document. The fishermen that need the “Crazy Fisherman boat insurance clause” don’t think they are crazy, they just love fishing…. but is their loved fishing boat properly protected? Let me try to explain with a bit of analogy. Most people who are not passionate golfers, would think going out as soon as the courses open… or the last day before they close when snow flurries are flying around – would be crazy! Picture that golfing nut out there – barely able to hold their clubs because their fingers are frozen – just so they can get…

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