Dec 14, 2021 Top Vehicles stolen in Canada – 2021

Equite Association has published its annual list of the most frequently stolen automobiles in Canada, which is generated using data from its members across the country. After attaining the fifth position last year, Ford F series trucks reached the top position again in 2021. Why are vehicles stolen? One of the major reasons thieves steal a vehicle, as explained by Interpol is “For organized criminal groups, the acquisition, shipment, and trade of stolen vehicles is a low-risk way to make profits. Stolen vehicles are frequently trafficked to finance and carry out other criminal activities, ranging from drug trafficking, arms dealing, people smuggling and international terrorism.” Apart from using the vehicle for committing a crime, vehicles are also stolen to…

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Aug 18, 2020 Top Reasons for Car Accidents in Ontario

We see them, we hear about them, our daily commutes are affected by them, and yes, sometimes, we are also involved in them. According to the Ministry of Transportation there were over 35,000 personal injury and fatal collisions in Ontario in 2018. That is almost 100 car accidents a day! If you speak to any law enforcement officer, they will agree that 99.9% of accidents can be prevented. So if they can be prevented, why do we keep getting into accidents? Ultimately it’s the day-to-day decisions that we make; we get into routine, driving becomes a habit and we often let important factors slip our mind which unfortunately could cost the ultimate price. Here are the top four reasons for car…

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Feb 5, 2020 What to do if you are in a car accident – 6 pieces of critical information

I recently saw this tweet from Kim Gardner and despite her being an Anaheim Ducks fan, I decided to help ;-> Young or old, it is a good idea to prepare ahead for a car accident and hope you never need to use the knowledge you have gained. Quite often, such information is available to print out and keep in your glove box for when you need it, or in the case for our clients, it is also available in our Client Centre app which is available to download and always have with you in your phone. First and foremost, make sure everyone is safe. If it is a serious accident, or if anyone is…

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Dec 17, 2019 Canada’s Top 10 Stolen Vehicles in 2019

The Insurance Bureau of Canada (IBC) released its annual list of Canada's most frequently stolen vehicles, which is compiled using data from its members across the country. No surprise the Ford F-Series trucks topped the list again. These light- and medium-duty trucks are popular with auto thieves across Canada.

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Sep 6, 2019 Can I Let Someone Else Drive My Car?

Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision? And how many times can you lend your vehicle to someone before they need to be added as an occasional driver on your car insurance policy? We’ve got answers to your questions. Will my insurance policy still cover damage to my car if someone else is driving? Generally speaking, your own insurance policy should cover damage to your vehicle even when someone else is driving it,…

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Dec 14, 2018 Canada’s Top 10 Stolen Vehicles in 2018

  The Insurance Bureau of Canada (IBC) released its annual list of Canada’s most frequently stolen vehicles, which is compiled using data from its members across the country. Once again, the Ford F-Series trucks topped the list. These light- and medium-duty trucks are popular with auto thieves across Canada. Henry Tso, Vice-President, Investigative Services, IBC, offers the following insights on the five Ws of auto theft. What is being stolen? Nationally, Ford F350 trucks hold the top five spots. In Ontario, thieves target high-end SUVs and trucks, including Chevrolet’s Tahoe, Silverado and Suburban. In Alberta, once again Ford’s F250s and F350s dominate the list. In Atlantic Canada, the Nissan Maxima is stolen most often, followed by the Chevy Silverado and Jeep Liberty. Where…

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Dec 6, 2018 80% of Canadian Drivers Believe Winter Tires Saved Them from a Potentially Hazardous Driving Situation

Canadian Drivers Believe Winter Tires Saved Them Eighty per cent of winter tire owners believe driving a vehicle equipped with winter tires has saved them from being involved in a potentially hazardous driving situation such as loss of control or a collision, according to a new consumer survey commissioned by the Tire and Rubber Association of Canada (TRAC). “Canadian drivers who have embraced winter tires have spoken and provided this very telling insight,” says Glenn Maidment, President of TRAC. “They confirmed what we already know—that the superior performance of winter tires has a place in Canada, and that their greater grip and significantly shorter stopping distances on all cold-weather road surfaces keep Canadians safer on winter roads.” TRAC’s 2018 Canadian Consumer Winter Tire Study also…

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Sep 14, 2018 Insurance Fraud 101: How to Steer Clear of Staged Car Accidents

Picture this: You’re waiting to pull out of a parking lot, but traffic isn’t letting up. Finally, someone slows down and waves you through, so you look both ways and pull in front of him, waving a quick thank-you. And then, WHAM! The same driver who let you in speeds up and slams into you. When you get out of your car to ask him what happened, he says he didn’t expect you to drive into him…but not to worry, it’s no big deal — this has happened to him before and he knows just what to do. This is just one of several common “accidents” staged by (seemingly innocent) fraudsters hoping to score some quick cash, and they aren’t afraid to drag honest people like you into their…

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Aug 28, 2018 10 Best Back-to-School Cars for Students

With the new school year approaching, many students and parents are considering the transportation needs of getting to class, home and various other activities. To help students and parents narrow down their choices, U.S.-based Kelley Blue Book has announced their picks for the 2018 Top 10 Back-to-School Cars. How They Were Chosen Each pick was chosen with safety, affordability (a plus for parents) and practicality in mind. Kelley Blue Book believes this list has something both parents and students will like. “It’s not always easy to get parents and students to agree, but this list of new cars can serve as common ground. When choosing these best back-to-school cars, we started by gathering a list of vehicles with a Kelley Blue Book Fair…

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Jun 5, 2018 Sinkhole, in Ottawa? How would Insurance Work?

Remember that every situation is unique so you should talk to your insurance broker for more information. Let’s use a hypothetical situation and say a sinkhole appeared in the middle of the highway, out of nowhere ─  and a driver drives straight into it. Although the ultimate decision about claims rests with the particular insurance company, in this type of situation, we would expect the claim would be handled under the loss or damage section of the policy as a collision. If the person in question did not have collision insurance at the time of the accident, they would be financially responsible for the loss of the vehicle. They would also have to pay for their own rental vehicle (if required), giving themselves…

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