Jul 21, 2020 Who is at fault for a collision in a parking lot?

Even though the basic rules of the road still apply when you’re driving in a parking lot, it may be a little more difficult to figure out who is at fault for an accident. Being considered “at fault” for a collision could play a role in determining whether or not you have to pay your deductible when you make a claim, and it could also affect your car insurance premium. While fault determination rules vary by province, here are some examples of common accidents that occur in parking lots and how fault may be determined in each scenario. Who is at fault if your car is hit while it’s parked? If your vehicle is hit while it’s legally parked and you’re able to…

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Mar 3, 2020 What happens if your vehicle is damaged by a pothole?

Most drivers are familiar with the unique sense of dread that sets in immediately after hitting a really bad pothole. It might also come with a few choice words and thoughts like, “my poor alignment!” and “what if that ruined my tire?!” The good news is that most potholes aren’t large or deep enough to do instant damage to your vehicle. But if your vehicle is damaged because of a pothole, what should you do? And will your car insurance cover the damage? We’ve got the answers to your questions.   What should you do if your vehicle is damaged by a pothole? If you hit a major pothole and can tell that it has done damage to your vehicle, take photos of any visible damage and…

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Feb 13, 2020 7 things to know about dealing with tow trucks

You have just had an accident and you are stuck on the side of the road.  Thankfully, no one was hurt and you just have to deal with the damage to your vehicle. It is rush hour, traffic is hurtling past you, and you are “that person” who is creating havoc for everyone commuting home. You just want to get out of there. The police have come to the scene and statements have been made. Now you have to move your car but it isn’t drivable. This is not your finest moment. Before having it towed, there are some towing rules you should know: If a tow truck driver just shows up, you can send them on their merry way. As per City of Ottawa Bylaw,…

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