Dec 30, 2020 Do you leave things until the last minute?

Some people procrastinate because they get an adrenaline rush out of living life on the edge. Others have simply made a habit of it. Leaving everything until the last minute is a way of life for many people. Those who tend to procrastinate are not able to go about their business any differently, no matter how much they try to organize their time. Other people may enjoy the adrenaline rush they get from this, whether they realize it or not. Changes Changes to your insurance policy should not be left until the last minute, no matter if you are a procrastinator or an adrenaline junkie. There may be factors that could affect your Rhodes & Williams insurance broker’s ability to secure the proper insurance coverage for…

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Jul 31, 2019 How to Choose the Right Tenant Insurance Limits

One of the most common myths about insurance is that renters don’t need it. Your landlord has insurance, so you’re covered, too…right? Unfortunately, this isn’t the case. When there’s damage to your building, your landlord’s insurance will probably cover the walls around you and any major appliances that came with your unit, but it won’t cover your own stuff. This is where tenant insurance comes in — and it’s important to make sure you have the right amount of coverage in place in case of an emergency. Your licensed insurance broker will know what questions to ask you to make sure your policy meets your needs, but you can also consider these tips when setting your limits. How much personal property coverage do renters need? Personal…

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Aug 7, 2018 A Room-By-Room Look at What Renters Insurance Could Do For You

We know what you’re thinking. I can’t afford to buy insurance. I’m already paying rent and have enough expenses to cover each month. But how much do you think it would cost to replace all of the items in your apartment? Let’s do a little math… (Viewing this from your smartphone? Click here to enlarge.) What’s your stuff really worth? Everything adds up, and even the “little things” are worth more than you might think. In the bedroom Queen-size mattress, $1,000 Sheet set, $100 Duvet, $150 Clothes & shoes (heels and runners), $2,500 Tablet and case, $700 Total: $4,450 In the office MacBook Pro, $1,600 Printer/scanner, $100 Digital camera, $500 Office furniture, $500 Total: $2,700 In the living room…

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Feb 17, 2017 The Ottawa Boat Show is Right Around the Corner

Updated: Feb, 15 2018 The Ottawa Boat Show is right around the corner. And like every year, many people are going to go and dream and some lucky individuals are actually going to fulfill those dreams and walk away with a new boat. Whether it is a 16’ fishing boat or a 28’ cruiser, the prospect of a new boat on the water this spring is exciting. For some, this is an upgrade, trading in the existing boat for something newer, faster, bigger and more expensive. For others, this is a first time purchase and a little bit daunting. Whether a first time boat or a replacement, you are going to need to insure this new baby. Here are some things to keep in…

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Oct 22, 2016 Oh…and I Have to Remember to Call and Cancel My Boat Insurance

ME: WHAT?!? Why are you cancelling? CLIENT: Well, it’s the fall and I can’t use my boat in the winter Just because your boat isn’t in the water, that doesn’t mean that things can’t go terribly wrong. Your boat could be stolen, the storage facility could catch on fire, rodents could damage it, the weight of snow and ice can wreak havoc ─ the list goes on. Proper boat insurance gives you so much more coverage than you may even realize. It is important to note that not all policies are created equal. Make sure you deal with a broker who knows boat insurance and who can protect you against the perils of winter. How sad would you be on that first beautiful day…

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