Dec 17, 2020 Before, during, and after an ice storm

If you live Canada (and especially if you live in Ontario, Quebec, or the Atlantic provinces), you’ve probably witnessed a few major ice storms in your lifetime. Ice storms are caused by freezing rain, which occurs when raindrops fall from a warm layer of air into air that is below freezing and become supercooled. When the supercooled drops hit a surface that’s below 0º, they freeze instantly and form a layer of ice. But while those glistening, ice-coated trees might look beautiful from the comfort of your heated home, ice storms can lead to widespread power outages and cause serious damage to homes, trees, and power lines. Keep these tips in mind before, during, and after an ice…

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Apr 30, 2019 What Information Do I Need to Provide When Making a Home Insurance Claim?

Dealing with an emergency at home is never easy, whether it’s a fire, break-in, or flood. Thankfully, your home insurance policy is there to protect you and your family when you need it most. Keeping track of some important information before, during, and after an incident can make for a smoother claims process and help you feel at home again as quickly as possible. When you make a home insurance claim, you could be asked to provide any of the following information: Details about the incident: a description of what happened in your own words; whether or not the incident may have been caused by a faulty product (e.g., faulty plumbing parts or electrical wiring) — if possible, keep the faulty item for the adjuster to inspectDamage…

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Aug 29, 2018 Tornado in Ottawa ─ How Does this Affect You?

Tornado warnings have been a common sight and sound this Summer. If you’ve seen pictures or video of this natural disaster, you know tornadoes are no joke.  It can blow out windows, launch vehicles into the air, tear the roof off homes and severely damage the structural integrity of buildings. It does lead you to think, does your home policy cover you for damage caused by a tornado? Am I Covered? Damage to homes caused by hail or wind is generally covered. This includes damage caused by flying debris or falling branches. This would also generally include damage to your home and its contents when water enters through openings as a result of the wind or hail damage. In certain circumstances,…

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Jul 18, 2018 Before, During, and After a Windstorm

Did you know that an estimated 50% of Economical home insurance claims related to wind damage happen in the summer? Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car. How to prepare before a windstorm Strong winds can cause damage to your property or lift up loose items and turn them into dangerous projectiles. Stay on top of these tips year-round so you’re always prepared for a windstorm: Trim your trees and shrubs. Make sure you…

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Aug 27, 2017 Before, During and After a Tornado

Did you know that (after the United States) Canada gets more tornadoes than any other country in the world? Much more powerful than your typical thunderstorm, a tornado can cause significant damage to your home and property. The good news is, you can take some simple steps before, during, and after the storm to protect your space and keep your family safe and sound.   How to prepare before a tornado Tornado season generally spans from May through September in Canada. These simple tips can help you prepare for a tornado emergency: Keep your eye on the weather. Summer storms can come on suddenly, so it’s important to stay alert. Environment Canada is responsible for warning Canadians about extreme weather events through local radio…

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