Sep 25, 2020 Get Under an Umbrella – Policy that is

This blog was originally posted in 2009, however the concepts are still applicable today: I have been meaning to write an article / blog about umbrella insurance for quite some time now. Howard Yegendorf beat me to it and did a great job of it. He was kind enough to allow me to use his material and act as a guest blogger for Rhodes & Williams Insurance Brokers. Nightmare Scenario #1 You are driving your car, not paying attention momentarily, and you go through a red light colliding with another vehicle going through the green. The accident is clearly your fault. The other driver suffers catastrophic injuries. He makes a good living and his injuries will prevent him from ever being gainfully employed again. He…

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Jul 17, 2019 How to Insure Your Backyard Wedding

There’s a lot to think about when you’re planning a wedding — especially when you’re hosting it yourself. From choosing the right chair rental service to helping your guests find overnight accommodations, your to-do list is likely jam-packed, and the last thing you should be worried about is what might happen if something goes wrong — and whether or not your insurance will cover it. We’ve got the answers to your questions to help make sure your big day goes off without a hitch. Does your home insurance cover a backyard wedding? As long as you aren’t breaking any laws, selling alcohol, or disobeying the terms outlined in your policy, your home insurance will apply as normal during your backyard wedding. The main parts of…

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May 1, 2018 Cyber Liability and Privacy Breach ─ What is My Exposure?

There are many moving parts when reviewing Cyber Liability Insurance and Privacy Breach. There are two main components of risk that your business may be exposed to; first party exposure and third party exposure. First Party exposure means the exposure to your company or organization. Third party exposure means exposure to third parties that you do business with. Questions to ask yourself to establish what your first party exposure is: What non-public, personal information do we have in our system or in paper form? How mission critical is our computer system, the internet, our phone system to our business? How long could we operate if we could not access the internet? Is our computer security up to date? Have all employees downloaded all of…

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