Mar 25, 2021 Simple Tips for your Spring Home Maintenance

Spring is in the Air It is a great time to start addressing some basic home maintenance to keep your property in good shape and avoid any costly damages that may or may not be covered under your insurance. Here are few things to consider: Roof. Now that the snow has melted, it is a good time to carefully inspect your roof and look for any missing, broken, or worn shingles. Don’t forget to also check underneath those shingles for any soft spots which could mean there is rotting wood. Although most insurance policies cover roof damage, there are can be limitations when it comes to deterioration if the damage is a result of wear and tear or neglect. Attic. While you are up there…

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Jun 12, 2020 Tips for cleaning up your yard and garden for spring

With Summer almost here, you may or may not have already finished your spring cleaning. If you haven’t already started, now’s the perfect time to get started on your spring cleaning. While you’re at it, give your lawn and garden some attention, too. Keep these tips in mind as you get started: Pick up the obvious stuff first. Once the snow is all gone, you’ll likely need to go around your yard and pick up litter, dog waste, and larger plant debris (like fallen branches) left behind over the winter. Be sure to use a pair of gloves and beware of broken glass. Leaving debris on your lawn long after the snow has melted can prevent new, healthy grass from growing in.

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Mar 3, 2020 What happens if your vehicle is damaged by a pothole?

Most drivers are familiar with the unique sense of dread that sets in immediately after hitting a really bad pothole. It might also come with a few choice words and thoughts like, “my poor alignment!” and “what if that ruined my tire?!” The good news is that most potholes aren’t large or deep enough to do instant damage to your vehicle. But if your vehicle is damaged because of a pothole, what should you do? And will your car insurance cover the damage? We’ve got the answers to your questions.   What should you do if your vehicle is damaged by a pothole? If you hit a major pothole and can tell that it has done damage to your vehicle, take photos of any visible damage and…

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Sep 17, 2019 Sump Pump 101

When it comes to preventing flooding in your home, sump pumps are among the most valuable tools at your disposal, especially during heavy rainfalls or snowmelt season. Learn how sump pumps work and how you can keep yours flowing smoothly all year long.

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Jun 5, 2018 Sinkhole, in Ottawa? How would Insurance Work?

Remember that every situation is unique so you should talk to your insurance broker for more information. Let’s use a hypothetical situation and say a sinkhole appeared in the middle of the highway, out of nowhere ─  and a driver drives straight into it. Although the ultimate decision about claims rests with the particular insurance company, in this type of situation, we would expect the claim would be handled under the loss or damage section of the policy as a collision. If the person in question did not have collision insurance at the time of the accident, they would be financially responsible for the loss of the vehicle. They would also have to pay for their own rental vehicle (if required), giving themselves…

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Mar 27, 2018 Spring Driving Tips

It’s that time again ─ Spring is finally here! But is your automobile ready for the warm weather? Your Spring Auto To Do List: 1. Windshield Wipers: Check them for wear and cracks, and replace them if necessary. Remove your winter wipers if applicable and install your summer blades. 2. Windshield Washer Fluid: Always remember to keep extra windshield washer fluid in your vehicle. Spring brings dirt, dust and insects that can obscure your vision. 3. Clean the Interior: It’s easy to use your car or truck as a storage area for all kinds of things (including useless junk and garbage), especially in the cold months when you don’t feel like cleaning your car. Take time to declutter your car; losing the extra weight can significantly increase…

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Mar 6, 2018 Planning a trip this March break?

With your vacation right around the corner, you’re busy preparing everything that goes along with taking off to a sunny destination; getting the whole family packed, running around to pick up the last couple items needed and confirming your reservations with the airlines/hotels are only but a couple things that you have to do before jetting away. But before you jump on that plane, have you thought about travel and health insurance? Although our provincial health plan may cover certain unforeseen costs that may be incurred while traveling it doesn’t always cover out-of-country travel. As an example, you and your family are traveling to a sunny destination such as Mexico and someone in your party severely injures themselves while out on an excursion. They…

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Mar 11, 2017 Spring Forward ─ A Fire Safety Reminder

The first sign that spring is right around the corner in Ottawa is moving the clocks ahead one hour, and sadly losing one hour of sleep. Health and safety agencies often use the approach of Daylight Saving Time to remind people to change the batteries in their smoke alarms. The Canadian Safety Council suggests you test your smoke alarms ones a year and change the battery every 6 months. Daylight Saving Time is also a great time to check your emergency preparedness kit to make sure it’s fully stocked with enough supplies. If you are asked to evacuate your home or to temporarily shelter in a place inside your home for a period of time, prepare an emergency preparedness kit…

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Feb 26, 2016 Spring Thaw

Spring is on the way, protect your home during the thaw! Do you feel the temperature rising? Do you hear the birds chirping? Are you starting to see more sunlight? Don’t be fooled ─ despite it being well below 0 degrees, spring is right around the corner! Here are some tips to help your home once the thaw begins! 1. Make sure that all water is running away from the home and not towards it Shovel trenches or paths that run away from the home Make sure all downspouts and eaves troughs are pointing away from the dwelling Remove ice or snow blockage from the bottom of the downspouts to make sure they are operating properly 2. If you have a basement that does flood,…

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