Aug 23, 2018 Renters Insurance: What is it and Who Needs it?
One of the most common myths about insurance is that renters just don’t need it, plain and simple. Your landlord has insurance, so you’re covered, too…aren’t you? Not to burst your bubble, but whoever started that rumor was terribly misinformed. In the event of a fire or extensive damage to your building, your landlord’s insurance would likely cover the walls around you and any major appliances that came with your unit, but everything else is on you. This is where renters insurance comes in. Renters insurance, sometimes referred to as tenants insurance, doesn’t just cover the items inside your rented space — it can protect you in ways you never even knew you needed. Let’s take a look at some of the biggest perks.Read More
Aug 7, 2018 A Room-By-Room Look at What Renters Insurance Could Do For You
We know what you’re thinking. I can’t afford to buy insurance. I’m already paying rent and have enough expenses to cover each month. But how much do you think it would cost to replace all of the items in your apartment? Let’s do a little math… (Viewing this from your smartphone? Click here to enlarge.) What’s your stuff really worth? Everything adds up, and even the “little things” are worth more than you might think. In the bedroom Queen-size mattress, $1,000 Sheet set, $100 Duvet, $150 Clothes & shoes (heels and runners), $2,500 Tablet and case, $700 Total: $4,450 In the office MacBook Pro, $1,600 Printer/scanner, $100 Digital camera, $500 Office furniture, $500 Total: $2,700 In the living room…Read More
Sep 2, 2017 Off to University or College? Insurance Class is in Session
Books – ✔ Pencils – ✔ Laptop – ✔ Insurance – …………??? When students leave home to attend school, there are a lot of things to consider. For many, it will be the first time living on their own, bringing with it new responsibilities. Insurance is one of those responsibilities that it is time to learn about… before classes start. Luckily we are here to help, so listen up and ace Insurance Protection 101! Class is in Session Lesson #1 Contact your Rhodes & Williams Insurance Broker before you head off to University. Not with Rhodes & Williams? (shame on you! ;-)) Contact your insurance representative. Whomever looks after your insurance should be there as a resource to answer…Read More