Apr 23, 2021 Insurance Advice for Parents of Young Drivers

Having a young driver in the household can be both a blessing and a curse. You are happy your child is finding their independence and getting themselves to hockey practice but at the same time, watching them drive off in your car (yes you are now stuck at home with no car) can be some cause for anxiety. I am just going through this now and thought I would send out a few tips regarding young drivers and the world of insurance. Tips from an account manager with a 16 year old son  Seems like just yesterday they got their G1 and now they are pulling out of your driveway with their G2 in hand. They now have up to 5 years before…

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Dec 9, 2020 Insurance Bureau of Canada’s Annual Top 10 List Shows New Trends

Electronic theft from your own driveway, high-end vehicles stolen for shipment overseas, and the growing trend of street racing are three themes Insurance Bureau of Canada (IBC) identified as it compiled the latest list of top 10 stolen vehicles across Canada in 2020. Electronic auto theft is on the rise across the country as more vehicles are equipped with technology like keyless entry remotes. Many high-end SUVs continue to be stolen for export. IBC is also seeing cases where stolen vehicles are being given false vehicle identification numbers and sold to unsuspecting consumers. In addition, there’s a growing trend, especially during the pandemic, in dangerous activities such as street racing and illegal gatherings for drifting events, providing a market for stolen…

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Feb 13, 2020 7 things to know about dealing with tow trucks

You have just had an accident and you are stuck on the side of the road.  Thankfully, no one was hurt and you just have to deal with the damage to your vehicle. It is rush hour, traffic is hurtling past you, and you are “that person” who is creating havoc for everyone commuting home. You just want to get out of there. The police have come to the scene and statements have been made. Now you have to move your car but it isn’t drivable. This is not your finest moment. Before having it towed, there are some towing rules you should know: If a tow truck driver just shows up, you can send them on their merry way. As per City of Ottawa Bylaw,…

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Dec 17, 2019 Canada’s Top 10 Stolen Vehicles in 2019

The Insurance Bureau of Canada (IBC) released its annual list of Canada's most frequently stolen vehicles, which is compiled using data from its members across the country. No surprise the Ford F-Series trucks topped the list again. These light- and medium-duty trucks are popular with auto thieves across Canada.

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Sep 6, 2019 Can I Let Someone Else Drive My Car?

Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision? And how many times can you lend your vehicle to someone before they need to be added as an occasional driver on your car insurance policy? We’ve got answers to your questions. Will my insurance policy still cover damage to my car if someone else is driving? Generally speaking, your own insurance policy should cover damage to your vehicle even when someone else is driving it,…

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Dec 14, 2018 Canada’s Top 10 Stolen Vehicles in 2018

  The Insurance Bureau of Canada (IBC) released its annual list of Canada’s most frequently stolen vehicles, which is compiled using data from its members across the country. Once again, the Ford F-Series trucks topped the list. These light- and medium-duty trucks are popular with auto thieves across Canada. Henry Tso, Vice-President, Investigative Services, IBC, offers the following insights on the five Ws of auto theft. What is being stolen? Nationally, Ford F350 trucks hold the top five spots. In Ontario, thieves target high-end SUVs and trucks, including Chevrolet’s Tahoe, Silverado and Suburban. In Alberta, once again Ford’s F250s and F350s dominate the list. In Atlantic Canada, the Nissan Maxima is stolen most often, followed by the Chevy Silverado and Jeep Liberty. Where…

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Sep 14, 2018 Insurance Fraud 101: How to Steer Clear of Staged Car Accidents

Picture this: You’re waiting to pull out of a parking lot, but traffic isn’t letting up. Finally, someone slows down and waves you through, so you look both ways and pull in front of him, waving a quick thank-you. And then, WHAM! The same driver who let you in speeds up and slams into you. When you get out of your car to ask him what happened, he says he didn’t expect you to drive into him…but not to worry, it’s no big deal — this has happened to him before and he knows just what to do. This is just one of several common “accidents” staged by (seemingly innocent) fraudsters hoping to score some quick cash, and they aren’t afraid to drag honest people like you into their…

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Aug 28, 2018 10 Best Back-to-School Cars for Students

With the new school year approaching, many students and parents are considering the transportation needs of getting to class, home and various other activities. To help students and parents narrow down their choices, U.S.-based Kelley Blue Book has announced their picks for the 2018 Top 10 Back-to-School Cars. How They Were Chosen Each pick was chosen with safety, affordability (a plus for parents) and practicality in mind. Kelley Blue Book believes this list has something both parents and students will like. “It’s not always easy to get parents and students to agree, but this list of new cars can serve as common ground. When choosing these best back-to-school cars, we started by gathering a list of vehicles with a Kelley Blue Book Fair…

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Jun 5, 2018 Sinkhole, in Ottawa? How would Insurance Work?

Remember that every situation is unique so you should talk to your insurance broker for more information. Let’s use a hypothetical situation and say a sinkhole appeared in the middle of the highway, out of nowhere ─  and a driver drives straight into it. Although the ultimate decision about claims rests with the particular insurance company, in this type of situation, we would expect the claim would be handled under the loss or damage section of the policy as a collision. If the person in question did not have collision insurance at the time of the accident, they would be financially responsible for the loss of the vehicle. They would also have to pay for their own rental vehicle (if required), giving themselves…

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Mar 27, 2018 Spring Driving Tips

It’s that time again ─ Spring is finally here! But is your automobile ready for the warm weather? Your Spring Auto To Do List: 1. Windshield Wipers: Check them for wear and cracks, and replace them if necessary. Remove your winter wipers if applicable and install your summer blades. 2. Windshield Washer Fluid: Always remember to keep extra windshield washer fluid in your vehicle. Spring brings dirt, dust and insects that can obscure your vision. 3. Clean the Interior: It’s easy to use your car or truck as a storage area for all kinds of things (including useless junk and garbage), especially in the cold months when you don’t feel like cleaning your car. Take time to declutter your car; losing the extra weight can significantly increase…

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