May 25, 2022 Ontario/Quebec Storm May 2022

updated 05/30/2022 1:00 pm On Saturday, May 21st a serious storm affected much of Ontario and Quebec. This storm has been described as a “derecho”, a powerful kind of windstorm that is long-lasting and far-reaching. With widespread damage and our own power being affected at our office, our phone system was down, but as of 8:00 am May 25th, it is once again functional.  Insurance companies are also doing their best to keep up with the demand but phone lines are certainly backed up due to the number of people sustaining damage.   I am seriously affected ─ my house or business is seriously damaged? If your safety is at risk, immediately call 911! Only if it is safe to do so, do what you…

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Jun 19, 2019 How to Prepare for More Severe Weather

It’s no secret that climate change is leading to more frequent and more severe weather events and catastrophes around the world. Here in Canada, some of the most obvious examples include an increase in wildfires, more extreme heatwaves, and flooding. Consider these tips to make sure you’re prepared to protect your home in case of a major weather event in your neighbourhood.   Get the coverage you need before you need it Insurance, in a nutshell, is planning for the worst and hoping that it never happens. When clear skies are in the forecast, reviewing your insurance policy might not be top of mind, but it’s essential that you have the right coverage in place before the worst happens. This means reviewing your policy to make sure…

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Jun 4, 2019 Tornado / Windstorm Coverage and FAQ’s

Orleans tornado, taken from Trim and Watters in Orleans.Photo Credit: Michael Dalrymple With the Ottawa area having just experienced its second tornado event in the past 10 months, the obvious question on everyone’s mind is, “Will my homeowner insurance cover damage to my home, caused by a tornado event?” Am I Covered? Damage to homes caused by hail or wind is generally covered by a standard homeowners insurance policy. This includes damage caused by flying debris or falling branches. This would also generally include damage to your home and its contents when water enters through openings as a result of the wind or hail damage. In certain circumstances, homeowners who are unable to live in their homes because of the insurable damage are entitled to…

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Jul 18, 2018 Before, During, and After a Windstorm

Did you know that an estimated 50% of Economical home insurance claims related to wind damage happen in the summer? Strong, gusty winds can do some serious damage to your property and make for unsafe driving conditions. While most home and car insurance policies do include coverage for damage caused by windstorms, there are some things you can do before, during, and after a windstorm to stay safe and avoid damage to your property and your car. How to prepare before a windstorm Strong winds can cause damage to your property or lift up loose items and turn them into dangerous projectiles. Stay on top of these tips year-round so you’re always prepared for a windstorm: Trim your trees and shrubs. Make sure you…

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Aug 27, 2017 Before, During and After a Tornado

Did you know that (after the United States) Canada gets more tornadoes than any other country in the world? Much more powerful than your typical thunderstorm, a tornado can cause significant damage to your home and property. The good news is, you can take some simple steps before, during, and after the storm to protect your space and keep your family safe and sound.   How to prepare before a tornado Tornado season generally spans from May through September in Canada. These simple tips can help you prepare for a tornado emergency: Keep your eye on the weather. Summer storms can come on suddenly, so it’s important to stay alert. Environment Canada is responsible for warning Canadians about extreme weather events through local radio…

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